3108 Arnold St, Bakersfield, CA 93305 Property Records

Kern County property record for 3108 Arnold St, Bakersfield, CA 93305

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 1956
Lot Size	0.143 acres (6,238 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2018)
Tax Bill	$3,326 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021-393-03-00-7`

Property Details

APN / Parcel Number

Primary APN	`021-393-03-00-7`
Alternative APNs	`021-393-03-8` `0213930300` `02139303`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	6,238 sqft (0.143 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	27 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	021393038
Street Address	3108 ARNOLD ST
City	BAKERSFIELD
State	CA
Zip	93305-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 1796 , BLOCK , LOT 173
Legal Subdivision	TRACT NO 1796
Legal Tract	1796
Legal Block	1
Legal Lot Number	173
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1006
Census Tract	800

Owner

3108 Arnold St is owned and occupied by an individual who bought it in July 2018.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3108 ARNOLD ST, BAKERSFIELD, CA 93305-2206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 11, 2018	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 11, 2018	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018 · Amount on File
Deed Sale	Jul 11, 2018 · Amount on File
Prior Sale	Oct 18, 2002 · Amount on File
Deed Document Number	201886708
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3108 ARNOLD ST, BAKERSFIELD, CA 93305-2206
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154409
Date	Nov 27, 2018
Instrument	218154409

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3108 ARNOLD ST, BAKERSFIELD, CA 93305-2206
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 ARNOLD ST, BAKERSFIELD, CA 93305-2206

Mortgage

Document Number	0000034077
Date	Feb 23, 2021
Instrument	221034077

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	338 Months
Due	Apr 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3108 ARNOLD ST, BAKERSFIELD, CA 93305-2206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022542
Date	Feb 19, 2020
Instrument	220022542

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Jul 11, 2018
Property Address	3108 ARNOLD ST, BAKERSFIELD, CA 93305-2206
Document Number	0000086707
Instrument Date	Jul 10, 2018
Instrument	86707
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	PLACER TITLE ER

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3108 ARNOLD ST BAKERSFIELD CA 933052206, BAKERSFIELD, CA 93305-2206

Mortgage

Document Number	86709
Date	Jul 11, 2018
Instrument	86709

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 11, 2018
Property Address	3108 ARNOLD ST, BAKERSFIELD, CA 93305-2206
Document Number	0000086708
Instrument Date	Jun 22, 2018
Instrument	86708
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3108 ARNOLD ST BAKERSFIELD CA 933052206, BAKERSFIELD, CA 93305-2206

Mortgage

Document Number	86709
Date	Jul 11, 2018
Instrument	86709

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3108 Arnold St was $3,326.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$227,559 (+2%) Land $51,199 Building $176,360
2025	$3,326.00	$223,098 Land $50,196 Building $172,902
2023	$3,212.00 (+2.26%)	$214,437 Land $48,248 Building $166,189
2022	$3,141.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3108 Arnold St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3108 Arnold St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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