3108 Able Ct, Chesterfield, VA 23832 Property Records

Chesterfield County property record for 3108 Able Ct, Chesterfield, VA 23832

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,760 sqft · built 1979
Lot Size0.264 acres (11,500 sqft)
OwnerIndividual Name on Record
Last Sale$211,400 (Jan 2020)
Tax Bill$2,812 (2026)
Deeds & MortgagesSep 2021 Refinance
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04006100200B023

Property Details

APN / Parcel Number

Primary APN04006100200B023
Alternative APNs
  • 765-69-33-99-000-000
  • 411225001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,760 sqft Finished Area
1st Floor Area32 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area11,500 sqft (0.264 acres)

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGas
SewerSeptic

Location & Zoning

Account Number411225001
Street Address3108 ABLE CT
CityCHESTERFIELD
StateVA
Zip23832-8401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal DescriptionHOLLY RIDGE L 23 BK B SEC 2
Legal SubdivisionHOLLY RIDGE
Legal BlockB
Legal Lot Number23
JurisdictionCHESTERFIELD VA
Township / Civil DivisionMIDLOTHIAN
Census Block Group3
Census Block3001
Census Tract100206

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3108 ABLE CT, CHESTERFIELD, VA 23832-8401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NORCOM MORTGAGE
Jan 16, 2020Warranty Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2020 · Amount on Record
Deed SaleJan 16, 2020 · Amount on Record
Prior SaleDec 28, 2004 · Amount on Record
Deed Document Number20202176
Deed Book / Page12597 / 144
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3108 ABLE CT, CHESTERFIELD, VA 23832-8401
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013650-99
DateSep 28, 2021
Book Page13650/99
Instrument2021062261
Lender
NameNORCOM MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term358 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateJan 16, 2020
Property Address3108 ABLE CT, CHESTERFIELD, VA 23832-8401
Document Number12597144
Book / Page012597 / 000144
Instrument DateJan 15, 2020
Instrument2176
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$211.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 ABLE CT CHESTERFIELD VA 238328401, CHESTERFIELD, VA 23832-8401

Mortgage

Document Number12597147
DateJan 16, 2020
Book Page012597/000147
Instrument2177
Lender
NameNAVY FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueJan 15, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,812.00 (+16.78%)$313,200 (+1.23%) Land $61,000 Building $252,200$313,200 (+1.23%) Land $61,000 Building $252,200
2025$309,400 (+18.14%) Land $58,000 Building $251,400$309,400 (+18.14%) Land $58,000 Building $251,400
2023$2,408.00$261,900 Land $51,000 Building $210,900$261,900 Land $51,000 Building $210,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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