31075 640th Ave, Maxwell, IA 50161 Property Records

Story County property record for 31075 640th Ave, Maxwell, IA 50161

Property Summary

Property TypeCommercial
Lot Size4 acres (174,240 sqft)
Owner2 Company Names on File
Tax Bill$9,100 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-20-200-225

Property Details

APN / Parcel Number

Primary APN15-20-200-225

Exterior

Lot Area174,240 sqft (4 acres)
Shed1 Shed
GranaryGranary

Location & Zoning

Street Address31075 640TH AVE
CityMAXWELL
StateIA
Zip50161-8539
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeA-2, AGRIB
Legal DescriptionSECTION:20 TOWNSHIP:82 RANGE:22 NE NE PARCEL A SLIDE 186 PG 4
Legal Range22W
Legal Township82N
Legal Section20
JurisdictionSTORY IA
Township / Civil DivisionINDIAN CREEK
Census Block Group1
Census Block1046
Census Tract10200

Owner

31075 640th Ave, a commercial property, is owned by a company.

Source: Story County records, as of September 1, 2026

Owner of Record2 Company Names on File
Mailing Address31075 640TH AVE, MAXWELL, IA 50161-8539
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · Commercial Mortgage
STATE BANK & TRUST
Dec 21, 2021Deed of Trust, Mortgage · Commercial Mortgage
STATE BANK & TRUST
Jul 26, 2019Deed of Trust, Mortgage · Balloon Mortgage
VISION BANK OF IOWA
Apr 16, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
STATE STREET BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address31075 640TH AVE, MAXWELL, IA 50161-8539
Transaction TypeMortgage
Record UpdatedApr 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202201811
DateFeb 28, 2022
Instrument2022-01811
Lender
NameSTATE BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueFeb 25, 2023
Interest
Rate TypeFixed Rate

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address31075 640TH AVE, MAXWELL, IA 50161-8539
Transaction TypeMortgage
Record UpdatedFeb 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202115861
DateDec 21, 2021
Instrument2021-15861
Lender
NameSTATE BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address31075 640TH AVE, MAXWELL, IA 50161-8539
Transaction TypeMortgage
Record UpdatedAug 21, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201906478
DateJul 26, 2019
Instrument2019-06478
Lender
NameVISION BANK OF IOWA
Agreement
TypeBalloon Mortgage
AmountAmount on Record

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address31075 640TH AVE, MAXWELL, IA 50161-8539
Transaction TypeMortgage
Record UpdatedMay 8, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201902679
DateApr 16, 2019
Instrument2019-02679
Lender
NameSTATE STREET BANK & TRUST CO
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 31075 640th Ave was $9,100, up 6% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
Unified School DistrictCollins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,100.00 (+5.99%)$455,500 Land $102,700 Building $352,800$455,500 Land $102,700 Building $352,800
2024$8,586.00
2023$426,900 Land $102,700 Building $324,200$426,900 Land $102,700 Building $324,200
2022$8,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31075 640th Ave in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims20 (1991–2026)
Claims Outside the SFHA4 of 20
Most Recent ClaimJul 2026 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31075 640th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
25 / 3
Windstream
DSL
10 / 1

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