31073 County Line Rd, Dowagiac, MI 49047 Property Records

Cass County property record for 31073 County Line Rd, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1987
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2005)
Tax Bill	$13,390 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-130-004-003-00`

Property Details

APN / Parcel Number

Primary APN	`14-130-004-003-00`

Interior

Full Baths	2 Baths
Building Area	1,440 sqft Building Perimeter
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	6,970 sqft (0.16 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	31073 COUNTY LINE RD
City	DOWAGIAC
State	MI
Zip	49047-8917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	461-344 444-1134 3231158 36-A-01 5S-16W COM 155.3 FT W OF NE COR OF SEC 4 & RUNNING W 69.3 FT TH S 13 DEG 07' E 131.3 FT TO
Legal Range	16W
Legal Township	05S
Legal Section	04
Legal Lot Number	3
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1010
Census Tract	1902

Owner

31073 County Line Rd is owned by two individuals who bought it in May 2005.

Source: Cass County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	327 S CATHERINE AVE, LA GRANGE, IL 60525-6301
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Jun 18, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2005 · Amount on File
Deed Sale	May 10, 2005 · Amount on File
Deed Book / Page	910 / 182
Prior Transfer Date	Mar 20, 2005
Prior Transfer Doc	0910/0182
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	31073 COUNTY LINE RD, DOWAGIAC, MI 49047-8917
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 8TH AVE, LA GRANGE, IL 60525-6417

Mortgage

Document Number	01225/1088
Date	Nov 4, 2022
Book Page	1225/1088

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 25, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jun 18, 2021
Property Address	31073 COUNTY LINE RD, DOWAGIAC, MI 49047-8917
Document Number	01198/1102
Book / Page	1198 / 1102
Instrument Date	May 14, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1804 WAKEMAN CT, 1804, WHEATON, IL 60187-3741

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1346 N HOYNE AVE APT 101, 101, CHICAGO, IL 60622-4210
Investor	Possibly a Property Investor

Mortgage

Document Number	0011981107
Date	Jun 18, 2021
Instrument	1198/1107

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

Tax Assessment & Valuation

The 2025 property tax bill for 31073 County Line Rd was $13,390.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,700 (+5.69%) Land $419,700	$839,400 (+5.69%) Land $839,400
2025	$13,390.00	$397,100 Land $397,100	$794,200 Land $794,200
2023		$339,300	$678,600
2022	$11,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31073 County Line Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31073 County Line Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sister Lakes Cable Fiber	2,048 / 1,024
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: Mercury Fiber, T-Mobile, Verizon, Xfinity.

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