Clay County property record for 31071 Hwy 50 E, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,214 sqft · built 1995 |
| Lot Size | 83.5 acres (3,637,260 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,149 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 085B 09A 0240000 |
| Primary APN | 085B 09A 0240000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 3,214 sqft Finished Area |
| 1st Floor Area | 2,055 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 3,637,260 sqft (83.5 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 1,710 sqft |
| Utility Building | 63 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 31071 HIGHWAY 50 E |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-5217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 09 T 17 R 07 W 1/2 SE 1/4 LESS ROW & PT E 1/2 SE 1/4 SW 1/4 DB 273/657 |
| Legal Range | 07E |
| Legal Township | 17 |
| Legal Section | 09 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 950500 |
31071 Hwy 50 E is owned and occupied by two individuals who acquired it in April 2018.
Source: Clay County records, as of January 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31071 HIGHWAY 5O E, WEST POINT, MS 39773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA |
| Jan 8, 2018 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Nov 19, 2020 | Deed of Trust, Mortgage · VA Mortgage TRIUMPH MORTGAGE |
| Mar 4, 2020 | Deed of Trust, Mortgage US BANK NA |
| Apr 9, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 9, 2018 |
| Transfer Doc | 297/768 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 31071 HIGHWAY 50 E, WEST POINT, MS 39773-5217 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000540/482 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 540/482 |
| Instrument | 2021006675 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 26, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 31071 HIGHWAY 50 E, WEST POINT, MS 39773-5217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 500/352 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 500/352 |
| Instrument | 2018000059 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount on Record |
|---|---|
| Term | 59 Months |
| Due | Dec 26, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 31071 HIGHWAY 50 E, WEST POINT, MS 39773-5217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 528/3 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 528/3 |
| Instrument | 2020006182 |
| Name | TRIUMPH MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | COLLIERVILLE, TN 38017 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 31071 HIGHWAY 50 E, WEST POINT, MS 39773-5217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 520/736 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 520/736 |
| Instrument | 2020000724 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Mar 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Apr 9, 2018 |
| Property Address | 31071 HIGHWAY 50 E, WEST POINT, MS 39773-5217 |
| Document Number | 297/768 |
| Book / Page | 297 / 768 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 2018001028 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31071 HIGHWAY 50 E, 31071, WEST POINT, MS 39773-5217 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31071 HIGHWAY 50 E, WEST POINT, MS 39773-5217 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,617 (-0.57%) Land $5,086 Building $35,531 | $396,886 (-0.39%) Land $42,274 Building $354,612 | |
| 2024 | $2,149.00 (-44.57%) Additional exemption filed | $40,850 (+11.04%) Land $5,160 Building $35,690 | $398,444 (+11.46%) Land $42,768 Building $355,676 |
| 2023 | $3,877.00 (+0.81%) Additional exemption filed | $36,788 Land $5,266 Building $31,522 | $357,491 Land $43,472 Building $314,019 |
| 2022 | $3,846.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31071 Hwy 50 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31071 Hwy 50 E is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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