3107 White St, Dubuque, IA 52001 Property Records

Dubuque County property record for 3107 White St, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,082 sqft · built 1919
Lot Size0.08 acres (3,500 sqft)
OwnerIndividual Name on File
Last Sale$88,000 (Jan 2014)
Tax Bill$1,502 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jul 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-14-233-012

Property Details

APN / Parcel Number

Primary APN10-14-233-012

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,082 sqft Living Area
1st Floor Area600 sqft
AtticAttic
Attic Area270 sqft
Basement Area798 sqft
Unfinished Basement798 sqft
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,500 sqft (0.08 acres)
Lot Dimensions70 ft deep x 50 ft wide
Garage TypeDetached
Garage Area368 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area150 sqft
Deck Area40 sqft
Patio Area248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3107 WHITE ST
CityDUBUQUE
StateIA
Zip52001-1932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionE 70' OF N 50' OF W 170' OF 315 DAVIS FARM ADD
Legal Range02E
Legal Township89N
Legal Section14
Legal SubdivisionPRESCOTT
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group1
Census Block1014
Census Tract500

Owner

Source: Dubuque County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3107 WHITE ST, DUBUQUE, IA 52001-1932
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jul 20, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 4, 2021Deed of Trust, Mortgage
COLLINS COMMUNITY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 3, 2014 · Amount on Record
Deed SaleJan 3, 2014 · Amount on Record
Deed Document Number2014135
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Recording DateMay 22, 2026
Property Address3107 WHITE ST, DUBUQUE, IA 52001-1932
Document Number0000005425
Instrument DateMay 11, 2026
Instrument20265425
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3107 WHITE ST, DUBUQUE, IA 52001-1932

Mortgage

Document Number0000005425,
DateMay 22, 2026
Instrument20265425
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address3107 WHITE ST, DUBUQUE, IA 52001-1932
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006910
DateJul 20, 2023
Instrument2023-00006910
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address3107 WHITE ST, DUBUQUE, IA 52001-1932
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016507
DateOct 4, 2021
Instrument2021-00016507
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
AddressCEDAR RAPIDS, IA 52402
Agreement
AmountAmount Recorded
Term60 Months
DueOct 4, 2026

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,502.00 Homeowner's exemption$123,600 (+7.76%) Land $15,500 Building $108,100$123,600 (+7.76%) Land $15,500 Building $108,100
2024$1,502.00 (-4.33%)
2023$114,700 (+14.76%) Land $14,600 Building $100,100$114,700 (+14.76%) Land $14,600 Building $100,100
2022$1,570.00 Homeowner's exemption$99,950 Land $10,970 Building $88,980
2021$99,950 Land $10,970 Building $88,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hawkeye Topco Holdings
Fiber
1,000 / 1,000
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Lumen Technologies
DSL
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, AT&T, Comelec Services, Verizon.

Nearby Properties on White St

Nearby Streets

Search Property Records by Address or Parcel Number