3107 Rte 446, Eldred, PA 16731 Property Records

McKean County property record for 3107 Rte 446, Eldred, PA 16731 · Last verified July 2026

Property Highlights

Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Year BuiltBuilt 1880
Square Footage1,692 sqft Total Area
Lot Size90,169 sqft (2.07 acres)
Last Sale$120,000 (2026)
Tax Bill$3,261.00 (2026)

Property Details

APN / Parcel Number

Primary APN20-006.-117.02
Alternative APN
  • 011109

Interior

Building Area1,692 sqft Total Area

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Lot Area90,169 sqft (2.07 acres)

Location & Zoning

Street Address3107 ROUTE 446
CityELDRED
StatePA
Zip16731-2909
Property UsageCommercial Property Usage
TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionOLD CONTROL:0143-0251
JurisdictionMCKEAN PA
Minor Civil DivisionELDRED
Census Blockgroup5
Census Block5014
Census Tract420600

Owner

Source: McKean County records · APN 20-006.-117.02

Assessment roll updated April 28, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3107 ROUTE 446, ELDRED, PA 16731-2909
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Fiduciary Deed, Transfer · Conventional Mortgage
HAMLIN BANK AND TRUST COMPANY
Apr 30, 2026Fiduciary Deed, Transfer · Conventional Mortgage
HAMLIN BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2026 · Amount on Record
Deed SaleApr 30, 2026 · Amount on Record
Deed Doc Number20261323
Deed Book / Page1108 / 838
Record RefreshedSep 20, 2026

April 2026: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionMCKEAN PA
Recording DateApr 30, 2026
Property Address3107 ROUTE 446, ELDRED, PA 16731-2909
Document Number0000001323
Book / Page1108 / 838
Instrument DateApr 30, 2026
Instrument2026.1323
Transaction TypeTransfer
Record UpdatedMay 08, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$121,200.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0000001324,
DateApr 30, 2026
Instrument2026..1324
Lender
NameHAMLIN BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.22%
Max Rate-1%

April 2026: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionMCKEAN PA
Recording DateApr 30, 2026
Property Address3107 ROUTE 446, ELDRED, PA 16731-2909
Document Number001108/838
Book / Page1108 / 838
Instrument DateApr 30, 2026
Instrument20261323
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$121,200.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0000001324,
DateApr 30, 2026
Instrument20261324
Lender
NameHAMLIN BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.22%
Max Rate-1%

Tax Assessment & Valuation

Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMcKean County
County SubdivisionEldred Township
Unified School DistrictOtto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,261.00 (+10.06%)$85,120 (-) Land $10,660 Building $74,460
2024$2,963.00$85,120 Land $10,660 Building $74,460
1998$85,120 Land $10,660 Building $74,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McKean County (42083C), updated December 22, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 43% of Pennsylvania
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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