3107 Ridge Dr, Bonham, TX 75418 Property Records

Fannin County property record for 3107 Ridge Dr, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,638 sqft · built 1978
Lot Size	0.489 acres (21,301 sqft)
Owner	Company Name on Record
Tax Bill	$5,315 (2024)
Flood Zone	Zone A (high risk)
APN	`9605-000-0050-05`

Property Details

APN / Parcel Number

Primary APN	`9605-000-0050-05`
Alternative APN	`92911`

Interior

Full Baths	2 Baths
Building Area	3,638 sqft Living Area
1st Floor Area	1,522 sqft
2nd Floor Area	720 sqft
Flooring	Combination, Other
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	21,301 sqft (0.489 acres)
Lot Width	175 ft Width
Garage Type	Attached
Garage Area	264 sqft
Porch	Porch
Porch Area	252 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9605-000-0050-05
Old Parcel Number	92911
Street Address	3107 RIDGE DR
City	BONHAM
State	TX
Zip	75418-5722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKRIDGE ADDN 1, LOT 5, ACRES .489
Legal Subdivision	OAKRIDGE ADD 1
Legal Lot Number	5
Jurisdiction	FANNIN TX
Township / Civil Division	RAVENNA-TELEPHONE
Census Block Group	4
Census Block	4011
Census Tract	950800

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3701 RIDGE DR, BONHAM, TX 75418
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2016
Deed Sale	Jun 15, 2016
Deed Document Number	0001882529
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$455,330 (+8.26%) Land $97,060 Building $358,270	$455,330 (+8.26%) Land $97,060 Building $358,270
2024	$5,315.00 (+8.29%)
2023		$420,590 Land $95,520 Building $325,070	$420,590 Land $95,520 Building $325,070
2018	$4,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	25 (1990–2018)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Sep 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2018 · 10 claims Severe Storms, Tornadoes & Flooding, May 1990 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20