Yellowstone County property record for 3107 Poly Dr, Billings, MT 59102
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,989 sqft · built 1954 |
| Lot Size | 0.171 acres (7,434 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $288,700 (Aug 2021) |
| Tax Bill | $1,159 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000A122880 |
| Primary APN | 000A122880 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,989 sqft Living Area |
| Gross Area | 2,094 sqft |
| 1st Floor Area | 1,047 sqft |
| Basement Area | 1,047 sqft |
| Finished Basement | 942 sqft |
| Unfinished Basement | 105 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Asbestos Frame |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,434 sqft (0.171 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Carport |
| Garage Area | 286 sqft |
| Carport | Carport |
| Carport Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3107 POLY DR |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59102-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-96 |
| Legal Description | OLSON SUBD, S34, T01 N, R25 E, LOT 15, & ADJ 10 X 110 FT ALLEY ON W |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | OLSON SUBD |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1806 |
Source: Yellowstone County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3107 POLY DR, BILLINGS, MT 59102-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Aug 24, 2021 | Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on Record |
| Deed Sale | Aug 24, 2021 · Amount on Record |
| Prior Sale | May 1, 2015 · Amount on Record |
| Deed Document Number | 20213986911 |
| Prior Transfer Date | Dec 30, 2005 |
| Prior Transfer Doc | 0003362273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3107 POLY DR, BILLINGS, MT 59102-1311 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3107 POLY DR, BILLINGS, MT 59102-1311 |
| Document Number | 0003940313 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 3940313 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | May 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Aug 24, 2021 |
| Property Address | 3107 POLY DR, BILLINGS, MT 59102-1311 |
| Document Number | 0003986911 |
| Map Reference | DOC 441573 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 3986911 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3107 POLY DR, BILLINGS, MT 59102-1311 |
| Document Number | 0003986912 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 3986912 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,600 (-) Land $52,090 Building $290,510 | $342,600 (-) Land $52,090 Building $290,510 | |
| 2025 | $1,159.00 (-56.36%) | $342,600 (+24.36%) Land $52,090 Building $290,510 | $342,600 (+24.36%) Land $52,090 Building $290,510 |
| 2024 | $2,656.00 (+37.69%) | ||
| 2023 | $1,929.00 | $275,500 | $275,500 Land $49,589 Building $225,911 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
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