3107 NW Tharp Ave, Bend, OR 97703 Property Records

Deschutes County property record for 3107 NW Tharp Ave, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2,329 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on Record
Last Sale	$1,625,000 (Jan 2023)
Tax Bill	$11,467 (2025)
Deeds & Mortgages	Sep 2026 Sale Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171135-AD-09300`

Property Details

APN / Parcel Number

Primary APN	`171135-AD-09300`
Alternative APN	`283957`

Interior

Stories	2 Stories
Building Area	2,329 sqft
Gross Area	612 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Account Number	283957
Street Address	3107 NW THARP AVE
City	BEND
State	OR
Zip	97703-2299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISCOVERY WEST PHASE 3 LOT 111
Legal Subdivision	DISCOVERY WEST PHASE 3
Legal Lot Number	111
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3016
Census Tract	1302

Owner

Source: Deschutes County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3107 NW THARP AVE, BEND, OR 97703-2299
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
Jan 28, 2022	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Jan 31, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ALLY BANK
Jan 31, 2023	Bargain and Sale Deed, Transfer AMERITITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2023 · Amount on Record
Deed Sale	Jan 31, 2023 · Amount on Record
Deed Document Number	20232336
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 8, 2026
Property Address	3107 NW THARP AVE, BEND, OR 97703-2299
Document Number	0000027100
Instrument Date	Sep 8, 2026
Instrument	202627100
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3107 NW THARP AVE, BEND, OR 97703-2299

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	3107 NW THARP AVE, BEND, OR 97703-2299
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003959
Date	Jan 28, 2022
Instrument	2022-03959

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 25, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 31, 2023
Property Address	3107 NW THARP AVE, BEND, OR 97703-2299
Document Number	0000002336
Map Reference	CAB 2021 PG 43415
Instrument Date	Jan 30, 2023
Instrument	2023-02336
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 13, 2023
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3107 NW THARP AVE, BEND, OR 97703-2299

Mortgage

Document Number	0000002337
Date	Jan 31, 2023
Instrument	2023-02337

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	Other
Margin	3
Max Rate	11.2%

January 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 31, 2023
Property Address	3107 NW THARP AVE, BEND, OR 97703-2299
Document Number	0000002334
Map Reference	CAB 2021 PG 43415
Instrument Date	Jan 24, 2023
Instrument	2023-02334
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 NW CROSSING DR UNIT 2, 2, BEND, OR 97703-7346

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,467.00 (+3.93%)	$678,720 (+3%)	$1,624,640 (-4.62%) Land $390,800 Building $1,233,840
2024	$11,033.00 (+41.05%)	$658,960 (+34.67%)	$1,703,360 (+20.64%) Land $390,800 Building $1,312,560
2023	$7,822.00	$489,320	$1,411,970 Land $408,000 Building $1,003,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 68% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
CenturyLink Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Yellowknife Wireless.

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