3107 N Oakley Ave, Chicago, IL 60618 Property Records

Cook County property record for 3107 N Oakley Ave, Chicago, IL 60618

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 965 sqft · built 1923
Lot Size	0.072 acres (3,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Aug 2026)
Tax Bill	$6,580 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`14-30-104-008`

Property Details

APN / Parcel Number

Primary APN	`14-30-104-008`
Alternative APN	`14-30-104-008-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	965 sqft Living Area
1st Floor Area	965 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,125 sqft (0.072 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3107 N OAKLEY AVE
City	CHICAGO
State	IL
Zip	60618-6407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(CLYBOURN) AVE ADD TO (LAKE) VIEW & (CHICAGO) IN NW SEC 30-40-14
Legal Range	14E
Legal Township	40N
Legal Section	30
Legal Subdivision	CLYBOURN AVE ADD TO LAKE VIEW & CHICAGO
Legal Block	2
Legal Lot Number	31
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2007
Census Tract	843700

Owner

Source: Cook County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3107 N OAKLEY AVE, CHICAGO, IL 60618-6407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NYS
Dec 22, 2025	Deed of Trust, Mortgage · Construction Mortgage FIRST EAGLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	May 23, 2025 · Amount on Record
Deed Document Number	202621923122
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 7, 2026
Property Address	3107 N OAKLEY AVE, CHICAGO, IL 60618-6407
Document Number	0000023122
Instrument Date	Aug 7, 2026
Instrument	202623122
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3107 N OAKLEY AVE, CHICAGO, IL 60618-6407

Mortgage

Document Number	0000023123,
Date	Aug 7, 2026
Instrument	202621923123

Lender

Name	CITIBANK NYS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3107 N OAKLEY AVE, CHICAGO, IL 60618-6407
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2119 W BARRY AVE, CHICAGO, IL 60618-8109

Mortgage

Document Number	0035618064
Date	Dec 22, 2025
Instrument	2535618064

Lender

Name	FIRST EAGLE BANK
Type	Bank
Address	HANOVER PARK, IL 60133

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,000 (-29.82%) Land $25,500 Building $14,500	$400,000 (-29.82%) Land $255,000 Building $145,000
2024	$6,580.00 (-28.84%)
2023	$9,247.00 (-10.36%)
2022	$10,316.00 Homeowner's exemption	$57,000 Land $31,250 Building $25,750	$570,000 Land $312,500 Building $257,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980)
Most Recent Claim	Jul 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Zentro.

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