Whiteside County property record for 3107 Middle Rd, Rock Falls, IL 61071
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jan 2025) |
| Tax Bill | $10,485 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1136106003 |
| Primary APN | 1136106003 |
|---|---|
| Alternative APNs |
|
| Lot Area | 17,860 sqft (0.41 acres) |
|---|---|
| Lot Dimensions | 156 ft deep x 115 ft wide |
| Account Number | 120462 |
|---|---|
| Street Address | 3107 MIDDLE RD |
| City | ROCK FALLS |
| State | IL |
| Zip | 61071-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERMES HEIGHTS SUBD UNIT #2 LOT 6 BLK 4 487106X |
| Legal Subdivision | HERMES HEIGHTS |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Legal Unit | 2 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | COLOMA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1400 |
3107 Middle Rd is owned and occupied by two individuals who bought it in January 2025.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3107 MIDDLE RD, ROCK FALLS, IL 61071-2125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on File |
| Deed Sale | Jan 8, 2025 · Amount on File |
| Prior Sale | Jun 14, 2010 · Amount on File |
| Deed Document Number | 202584 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Jan 8, 2025 |
| Property Address | 3107 MIDDLE RD, ROCK FALLS, IL 61071-2125 |
| Document Number | 0000000084 |
| Instrument Date | Jan 6, 2025 |
| Instrument | 2025-00084 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3107 MIDDLE RD, ROCK FALLS, IL 61071-2125 |
| Document Number | 0000000085 |
|---|---|
| Date | Jan 8, 2025 |
| Instrument | 2025-00085 |
| Name | STERLING FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
The 2025 property tax bill for 3107 Middle Rd was $10,485.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Coloma Township |
| Elementary School District | East Coloma-Nelson Consolidated Elementary School District 20 (PK - 08) |
| Secondary School District | Rock Falls Township High School District 301 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,485.00 | $118,064 Land $7,621 Building $110,443 | |
| 2024 | $354,192 Land $22,863 Building $331,329 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3107 Middle Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (1978–2019) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3107 Middle Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCK FALLS serves 8,620 people · EPA ID IL1950450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Rise Broadband, Surf Internet, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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