3107 Marthas Chapel Rd, Cunningham, TN 37052 Property Records

Montgomery County property record for 3107 Marthas Chapel Rd, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,336 sqft · built 1992
Lot Size	2.89 acres (125,888 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Nov 2016)
Tax Bill	$2,311 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112 136.01`

Property Details

APN / Parcel Number

Primary APN	`112 136.01`
Alternative APNs	`112 13601 000` `64728`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,336 sqft Living Area
Gross Area	4,084 sqft
1st Floor Area	1,952 sqft
Basement Area	384 sqft
Finished Basement	384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	125,888 sqft (2.89 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,280 sqft
Porch	Open Porch
Porch Area	180 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3107 MARTHAS CHAPEL RD
City	CUNNINGHAM
State	TN
Zip	37052-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	NO UPPER STORY--FALSE WINDOWS. P/U DGU & SLAB T-00.
Jurisdiction	MONTGOMERY TN
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	101702

Owner

3107 Marthas Chapel Rd is owned and occupied by an individual who bought it in November 2016.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3107 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2016 · Amount on File
Deed Sale	Nov 30, 2016 · Amount on File
Prior Sale	Dec 8, 2010 · Amount on File
Deed Document Number	20161104079
Deed Book / Page	1712 / 1919
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	3107 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5116
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02209/2049
Date	Apr 20, 2022
Book Page	2209/2049
Instrument	1374884

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	3107 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5116
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2110/1671
Date	Jul 6, 2021
Book Page	2110/1671
Instrument	1325257

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3107 Marthas Chapel Rd was $2,311.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,311.00	$110,025 (-)	$440,100 (-) Land $89,400 Building $350,700
2024	$2,311.00 (+23.65%)	$110,025 (+76.04%)	$440,100 Land $89,400 Building $350,700
2023	$1,869.00	$62,500 (-)
2022	$1,869.00	$62,500	$250,000 Land $39,100 Building $210,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3107 Marthas Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3107 Marthas Chapel Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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