Baltimore County property record for 3107 Lynch Rd, Sparrows Point, MD 21219
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,720 sqft · built 2022 |
| Lot Size | 0.215 acres (9,360 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,228 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Feb 2026 Mortgage + 2 more |
| APN | 15-2500004918 |
| Primary APN | 15-2500004918 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,720 sqft Living Area |
| Gross Area | 3,100 sqft |
| 1st Floor Area | 1,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,360 sqft (0.215 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2500004918 |
|---|---|
| Street Address | 3107 LYNCH RD |
| City | SPARROWS POINT |
| State | MD |
| Zip | 21219-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.215 AC LYNCH POINT |
| Legal Subdivision | LYNCH POINT |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 452000 |
Source: Baltimore County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3107 LYNCH RD, SPARROWS POINT, MD 21219-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Line of Credit GEMERAFT FUNDING INC |
| Feb 11, 2026 | Intrafamily Transfer, Transfer · VA Mortgage LOWER LLC |
| Sep 6, 2022 | Deed, Subdivision Related Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Oct 4, 2021 | Deed, Transfer MID ATLANTIC TITLE, MID ATLANTIC TITLE LCL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2026 |
| Deed Sale | Feb 11, 2026 |
| Prior Sale | Sep 6, 2022 · Amount on Record |
| Deed Book / Page | 50996 / 384 |
| Prior Transfer Date | Nov 17, 2025 |
| Prior Transfer Doc | 0509960384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 3107 LYNCH RD, SPARROWS POINT, MD 21219-1116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0466400328 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 46640/328 |
| Name | GEMERAFT FUNDING INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Feb 11, 2026 |
| Property Address | 3107 LYNCH RD, SPARROWS POINT, MD 21219-1116 |
| Document Number | 0509960384 |
| Book / Page | 50996 / 384 |
| Map Reference | MB SM 78 FO 420 |
| Instrument Date | Nov 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3107 LYNCH RD, SPARROWS POINT, MD 21219-1116 |
| Document Number | 0050996393 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 50996/393 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Sep 6, 2022 |
| Property Address | 3107 LYNCH RD, SPARROWS POINT, MD 21219-1116 |
| Document Number | 0473190080 |
| Book / Page | 47319 / 80 |
| Instrument Date | Aug 12, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0047319090 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 47319-090 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Oct 4, 2021 |
| Property Address | 3107 LYNCH RD, SPARROWS POINT, MD 21219-1116 |
| Document Number | 0455640070 |
| Book / Page | 45564 / 70 |
| Map Reference | MB SM 78 PL420 |
| Instrument Date | Aug 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LCL |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 222 N CONSTITUTION AVE, NEW FREEDOM, PA 17349-7938 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,228.00 (-80.14%) | $476,900 (-1.95%) Land $77,600 Building $399,300 | $476,900 (-1.95%) Land $77,600 Building $399,300 |
| 2024 | $6,184.00 (+96.19%) | ||
| 2023 | $3,152.00 | $486,400 Land $74,300 Building $412,100 | $486,400 Land $74,300 Building $412,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 98 policies |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 229 (1978–2024) |
| Claims Outside the SFHA | 11 of 229 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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