3107 Harding Ct, Johns Island, SC 29455 Property Records

Charleston County property record for 3107 Harding Ct, Johns Island, SC 29455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,364 sqft · built 2018
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,990 (Mar 2018)
Tax Bill	$1,863 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`313-00-00-519`

Property Details

APN / Parcel Number

Primary APN	`313-00-00-519`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,364 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached

Location & Zoning

Street Address	3107 HARDING CT
City	JOHNS ISLAND
State	SC
Zip	29455-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB L16 MAPPLATP 0555 SUBDIVISIONNAME MAYBANK VILLAGE PHASE 2B LOT 166
Legal Subdivision	MAYBANK VILLAGE
Legal Phase	2B
Legal Lot Number	166
Jurisdiction	CHARLESTON SC
Township / Civil Division	JOHNS ISLAND
Census Block Group	3
Census Block	3017
Census Tract	2107

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3107 HARDING CT, JOHNS ISLAND, SC 29455-9002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2018 · Amount on Record
Deed Sale	Mar 30, 2018 · Amount on Record
Deed Book / Page	708 / 403
Record Updated	Oct 29, 2026

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 30, 2018
Property Address	3107 HARDING CT, JOHNS ISLAND, SC 29455-9002
Document Number	0708/0403
Book / Page	000708 / 000403
Instrument Date	Mar 6, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3107 HARDING CT JOHNS ISLAND SC 294559002, JOHNS ISLAND, SC 29455-9002

Mortgage

Document Number	708/0404
Date	Mar 30, 2018
Book Page	000708/000404

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,863.00 (+14.29%)	$344,885 (+2,774.04%) Land $74,750 Building $270,135	$546,800 (+82.33%) Land $122,200 Building $424,600
2024	$1,630.00 (+8.31%)	$12,000 (-)
2022	$1,505.00	$12,000	$299,900 (-) Land $65,000 Building $234,900
2020			$299,900 Land $65,000 Building $234,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 210 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	210 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Oct 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOHN'S WATER private · serves 22,592 people · EPA ID SC1020002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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