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3107 Gibson St, Midland, MI 48640 Property Records

Midland County property record for 3107 Gibson St, Midland, MI 48640 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,105 sqft · built 1970
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Feb 2022)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Jan 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN14-05-50-248

Property Details

APN / Parcel Number

Primary APN14-05-50-248

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,105 sqft Living Area
1st Floor Area1,105 sqft
Basement Area1,105 sqft
Unfinished Basement1,104 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions150 ft deep x 82 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3107 GIBSON ST
CityMIDLAND
StateMI
Zip48640-2491
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 MARDENS PLAT
Legal SubdivisionMARDENS PLAT
Legal Lot Number6
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group2
Census Block2007
Census Tract291000

Owner

Source: Midland County records · APN 14-05-50-248

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3107 GIBSON ST, MIDLAND, MI 48640-2491
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 13, 2021Warranty Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP
Jun 25, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 09, 2022 · Amount on Record
Deed SaleFeb 09, 2022 · Amount on Record
Prior SaleJan 13, 2021 · Amount on Record
Deed Book / Page1654 / 63
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateFeb 09, 2022
Property Address3107 GIBSON ST, MIDLAND, MI 48640-2491
Document Number0001654/63
Book / Page1654 / 63
Map ReferenceLB C PG 20
Instrument DateJan 26, 2022
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3107 GIBSON ST, 3107, MIDLAND, MI 48640-2491

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 W ELLSWORTH ST, MIDLAND, MI 48640-4221

Mortgage

Document Number0000165464
DateFeb 09, 2022
Instrument1654/64
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJan 13, 2021
Property Address3107 GIBSON ST, MIDLAND, MI 48640-2491
Document Number1641/635
Book / Page1641 / 635
Map ReferenceLB C PG 20
Instrument DateJan 07, 2021
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,222.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4906 BRISTLECONE DR, 4906, MIDLAND, MI 48642-8001

Transferred To (Grantee/Buyer)

NameVerified Name
Address3107 GIBSON ST, RODNEY, MI 49342

Mortgage

Document Number1641636
DateJan 13, 2021
Instrument1641/636
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJun 25, 2020
Property Address3107 GIBSON ST, MIDLAND, MI 48640-2491
Document Number1634/1245
Book / Page1634 / 1245
Map ReferenceLB C PG 20
Instrument DateJun 17, 2020
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount Recorded
Tax$360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3107 GIBSON ST, 3107, MIDLAND, MI 48640-2491

Transferred To (Grantee/Buyer)

NameVerified Name
Address3107 GIBSON ST, MIDLAND, MI 48640-2491

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2026$107,100$214,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261112910002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 51 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims92 (1986–2020)
Claims Outside the SFHA15 of 92
Most Recent ClaimMay 2020, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, May 2020 · 75 claims
  • Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1986 · 11 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 160 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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