Webb County property record for 3107 Foggy Loop, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 1,512 sqft · built 2003 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,500 (May 2021) |
| Tax Bill | $1,163 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 985-83005-040 |
| Primary APN | 985-83005-040 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,512 sqft Living Area |
| Gross Area | 1,952 sqft |
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 378 sqft |
| Porch | Open Porch |
| Porch Area | 317 sqft |
| Street Address | 3107 FOGGY LOOP |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-8415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | STONE CREEK, BLOCK 5, LOT 4 |
| Legal Subdivision | STONE CREEK |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1725 |
Source: Webb County records · APN 985-83005-040
Assessment roll updated October 20, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3107 FOGGY LOOP, LAREDO, TX 78045-8415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| May 07, 2021 | Vendor's Lien, Transfer · Seller Carry-Back HENRY TERRAZAS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2021 · Amount on Record |
| Deed Sale | May 07, 2021 · Amount on Record |
| Deed Document Number | 20211428081 |
| Deed Book / Page | 5018 / 200 |
| Prior Transfer Date | Apr 07, 2021 |
| Prior Transfer Doc | 005018/200 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3107 FOGGY LOOP, LAREDO, TX 78045-8415 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 005010/223 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 5010/223 |
| Instrument | 1426880 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | May 07, 2021 |
| Property Address | 3107 FOGGY LOOP, LAREDO, TX 78045-8415 |
| Document Number | 005018/200 |
| Book / Page | 5018 / 200 |
| Map Reference | VOL 20 PG 9 |
| Instrument Date | Apr 07, 2021 |
| Instrument | 1428081 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3107 FOGGY LOOP, LAREDO, TX 78045-8415 |
| Document Number | 0001428082 |
|---|---|
| Date | May 07, 2021 |
| Instrument | 1428082 |
| Name | HENRY TERRAZAS |
|---|---|
| Type | Seller |
| Special Notes | Seller Financed |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $252,075 (-0.62%) | $263,853 (+4.02%) Land $86,160 Building $177,693 | |
| 2024 | $1,163.00 (-9.35%) | ||
| 2023 | $253,660 Land $86,160 Building $167,500 | $253,660 Land $86,160 Building $167,500 | |
| 2022 | $1,283.00 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet Holdings.
Based on FCC filings for 559 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAREDO serves 260,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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