Hancock County property record for 3107 First St, Bay Saint Louis, MS 39520
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,466 sqft · built 2007 |
| Lot Size | 0.206 acres (8,984 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,004 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 138F-0-46-021.000 |
| Primary APN | 138F-0-46-021.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Building Area | 2,466 sqft Adjusted Area |
| 1st Floor Area | 2,179 sqft |
| Basement Area | 2,179 sqft |
| Unfinished Basement | 2,179 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 8,984 sqft (0.206 acres) |
| Deck Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 3107 FIRST ST |
|---|---|
| City | BAY SAINT LOUIS |
| State | MS |
| Zip | 39520-8626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 45-48 BLOCK 2 UN 1 SHORELINE PARK S/D |
| Legal Range | 14W |
| Legal Township | 08S |
| Legal Section | 46 |
| Legal Subdivision | SHORELINE |
| Legal Block | 2 |
| Jurisdiction | HANCOCK MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 30302 |
Source: Hancock County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3107 FIRST ST, BAY SAINT LOUIS, MS 39520-8626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2026 |
| Deed Sale | Jan 29, 2026 |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 1609 |
| Prior Transfer Date | Jan 4, 2006 |
| Prior Transfer Doc | 2026001609 |
| Record Updated | Sep 20, 2026 |
Source: Hancock County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| Municipality | Bay St. Louis City |
| County | Hancock County |
| Unified School District | Bay St. Louis-Waveland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,004.00 (+5.31%) | $17,430 (+5.32%) Land $1,600 Building $15,830 | $174,297 (+5.31%) Land $16,000 Building $158,297 |
| 2023 | $1,903.00 | $16,550 Land $1,600 Building $14,950 | $165,503 Land $16,000 Building $149,503 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 224 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 224 in force |
| Nearby Flood Claims | 39 (2002–2024) |
| Most Recent Claim | Sep 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANCOCK COUNTY WATER & SEWER serves 3,254 people · EPA ID MS0230065 |
|---|---|
| Water Source | Purchased groundwater from HANCOCK COUNTY UTILITY AUTHORITY |
| Last State Inspection | Jul 2023 |
| Also Mapped Here | CITY OF BAY ST LOUIS |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 Haloacetic acids not recorded as resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CoastConnect Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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