Carteret County property record for 3107 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 0.5 ba · 592 sqft · built 1986 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $960 (2025) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 6314.13.23.4262000 |
| Primary APN | 6314.13.23.4262000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 0.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 592 sqft Total Area |
| 1st Floor Area | 512 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,587 sqft (0.266 acres) |
| Lot Dimensions | 194 ft deep x 57 ft wide |
| Deck Area | 20 sqft |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 59482 |
|---|---|
| Street Address | 3107 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-3903 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT OFF EMERALD DR B15 |
| Legal Subdivision | JAMES L POWELL |
| Legal Block | 23 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1097 |
| Census Tract | 970903 |
3107 Emerald Dr, a commercial property, is held in a trust since August 2013.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3504 ARCHDALE ST, MELBOURNE, FL 32940-7653 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 21, 2013 |
| Transfer Doc | 0014580334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 9, 2026 |
| Property Address | 3107 EMERALD DR, EMERALD ISLE, NC 28594-3903 |
| Document Number | 0001882365 |
| Book / Page | 1882 / 365 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20261882365 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 3504 ARCHDALE ST, MELBOURNE, FL 32940-7653 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3107 Emerald Dr was $960.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,242 (-) Land $236,742 Building $24,500 | $261,242 (-) Land $236,742 Building $24,500 | |
| 2025 | $960.00 | $261,242 Land $236,742 Building $24,500 | $261,242 Land $236,742 Building $24,500 |
| 2023 | $138,408 Land $137,142 Building $1,266 | $138,408 Land $137,142 Building $1,266 | |
| 2022 | $686.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3107 Emerald Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3107 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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