3107 E GARY WAY PHOENIX AZ 850427192, PHOENIX, AZ 85042-7192
Mortgage
Document Number
0000368213
Date
May 20, 2019
Instrument
368213
Lender
Name
BANK OF ENGLAND
Type
Bank
Address
LITTLE ROCK, AR 72201
Agreement
Amount
Amount on Record
Term
360 Months
Due
May 19, 2049
May 2019: Special Warranty Deed, Transfer
Document Type
Special Warranty Deed
Jurisdiction
MARICOPA AZ
Recording Date
May 15, 2019
Property Address
3107 E GARY WAY, PHOENIX, AZ 85042-7192
Document Number
0000356809
Map Reference
MB 1342 PG 26
Instrument Date
Apr 4, 2019
Instrument
20190356809
Transaction Type
Transfer
Record Updated
Dec 21, 2021
Title Company
FIRST AMERICAN TITLE INS CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Verified / From Affidavit
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
15279 N SCOTTSDALE RD STE 300, 15279, SCOTTSDALE, AZ 85254-2662
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3107 E GARY WAY, PHOENIX, AZ 85042-7192
Mortgage
Document Number
0000356810
Date
May 15, 2019
Instrument
20190356810
Lender
Name
BANK OF ENGLAND
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2049
Mortgage
Document Number
0000356811
Date
May 15, 2019
Instrument
20190356811
Lender
Name
QUORUM FEDERAL CU
Type
Credit Union
Address
PURCHASE, NY 10577
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
May 14, 2049
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
Tax Assessment & Valuation
The 2025 property tax bill for 3107 E Gary Way was $5,743.
Source: Maricopa County assessment roll, as of October 22, 2025
Property Jurisdictions
Type
Name
State
Arizona
County
Maricopa County
Municipality
Phoenix City
Secondary School District
Phoenix Union High School District (09 - 12)
Elementary School District
Roosevelt Elementary District (PK - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$79,910 (+89.93%)
$799,100 (+3.38%)Land $159,800Building $639,300
2025
$5,743.00
$42,073 (-51.56%)
$773,000 (-11%)Land $154,600Building $618,400
2024
$86,850
$868,500Land $173,700Building $694,800
2023
$5,404.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 3107 E Gary Way in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
3 in force
Nearby Flood Claims
1 (2025)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Sep 2025 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3107 E Gary Way is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 60% of the US · above 47% of Arizona
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source
Surface water
Last State Inspection
Dec 2025
Lead
3 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
Turbidity resolved · Jan 2021
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area
2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless
400 / 400
AirFiber WISP Fixed Wireless
100 / 25
T-Mobile Fixed Wireless
100 / 20
May also be available: CenturyLink, GeoLinks, Verizon.