3107 Drake Ln, Monroe, NC 28110 Property Records

Union County property record for 3107 Drake Ln, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,811 sqft · built 1997
Lot Size	1.15 acres (50,355 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jun 2022)
Tax Bill	$3,846 (2025)
Deeds & Mortgages	Jun 2022 Sale Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-105-126`

Property Details

APN / Parcel Number

Primary APN	`09-105-126`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,811 sqft Living Area
Gross Area	2,284 sqft
1st Floor Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,355 sqft (1.15 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3107 DRAKE LN
City	MONROE
State	NC
Zip	28110-8895
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 MONRO
Legal Description	#49 MALLARD LANDING MAP1 OPCD471
Legal Subdivision	MALLARD LANDING
Legal Lot Number	49
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3019
Census Tract	20601

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3107 DRAKE LN, MONROE, NC 28110-8895
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Warranty Deed, Transfer SOUTH MIAMI TITLE COMPANY, SOUTH CITY TITLE COMPANY
Sep 28, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	202222873
Deed Book / Page	8510 / 540
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 27, 2022
Property Address	3107 DRAKE LN, MONROE, NC 28110-8895
Document Number	0008510540
Book / Page	8510 / 540
Map Reference	CAB D FILE 471
Instrument Date	Jun 23, 2022
Instrument	22873
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	SOUTH MIAMI TITLE COMPANY, SOUTH CITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9100 BALDRIDGE RD, 9100, PENSACOLA, FL 32514-9456

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3107 DRAKE LN, MONROE, NC 28110-8895

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 28, 2017
Property Address	3107 DRAKE LN, MONROE, NC 28110-8895
Document Number	7023783
Book / Page	007023 / 000783
Instrument Date	Sep 13, 2017
Instrument	28608
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3107 DRAKE LN MONROE NC 281108895, MONROE, NC 28110-8895

Mortgage

Document Number	7023785
Date	Sep 28, 2017
Book Page	007023/000785
Instrument	28609

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,000 (-) Land $84,600 Building $355,400	$440,000 (-) Land $84,600 Building $355,400
2025	$3,846.00 (+12.72%)	$440,000 (+40.62%) Land $84,600 Building $355,400	$440,000 (+40.62%) Land $84,600 Building $355,400
2023	$3,412.00	$312,900 Land $53,000 Building $259,900	$312,900 Land $53,000 Building $259,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Drake Ln

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