3107 44th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 3107 44th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,683 sqft · built 1999
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jun 2026)
Tax Bill	$5,208 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2024 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-226-301-176.03`

Property Details

APN / Parcel Number

Primary APN	`53-226-301-176.03`
Alternative APNs	`053-226-301-176.03` `2263011763` `5546`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,683 sqft Living Area
Gross Area	3,705 sqft
Basement Area	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,538 sqft (0.196 acres)
View / Lot	Highway
Garage Type	Attached
Garage Area	1,014 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5546
Street Address	3107 44TH ST
City	TWO RIVERS
State	WI
Zip	54241-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2.2 OF CSM V 18 P 297
Legal Subdivision	CSM 18/297 C-TR 841495,NE/SW/26/20/24
Legal Tract	2
Legal Lot Number	2-2
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	4
Census Block	4023
Census Tract	5200

Owner

Source: Manitowoc County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3107 44TH ST, TWO RIVERS, WI 54241-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Mar 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Deed Document Number	20261295844
Deed Book / Page	3769 / 335
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Jun 5, 2026
Property Address	3107 44TH ST, TWO RIVERS, WI 54241-1214
Document Number	0001295844
Book / Page	3769 / 335
Instrument Date	Jun 5, 2026
Instrument	20261295844
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	NEW TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110,595.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3107 44TH ST, TWO RIVERS, WI 54241-1214

Mortgage

Document Number	0001295845,
Date	Jun 5, 2026
Instrument	20261295845

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	3107 44TH ST, TWO RIVERS, WI 54241-1214
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003606/664
Date	Mar 11, 2024
Book Page	3606/664
Instrument	1270424

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 8, 2034

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,208.00 (+5.98%) Homeowner's exemption Additional exemption filed	$313,700 (-) Land $23,000 Building $290,700	$362,683 (+39.6%) Land $26,591 Building $336,092
2024	$4,914.00 (+17.95%)	$313,700 (+91.63%) Land $23,000 Building $290,700
2023	$4,166.00 Homeowner's exemption	$163,700 Land $16,300 Building $147,400	$259,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Frontier.

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