Polk County property record for 3107 3rd St, Des Moines, IA 50313
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,838 sqft · built 1914 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,000 (Jun 2022) |
| Tax Bill | $3,032 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 070/03681-000-000 |
| Primary APN | 070/03681-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,838 sqft Living Area |
| Gross Area | 2,723 sqft |
| 1st Floor Area | 1,550 sqft |
| Upper Floors Area | 288 sqft |
| Basement Area | 885 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Deck Area | 332 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3107 3RD ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50313-4307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 BLK 4 ORP PRT NORTHMORELAND & MANNS 2ND ADD TO LAKE PARK |
| Legal Subdivision | NORTH MORELAND & MANNS 2ND ADD |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 500 |
3107 3rd St is owned and occupied by an individual who bought it in June 2022.
Source: Polk County records, as of October 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3107 3RD ST, DES MOINES, IA 50313-4307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK |
| Jul 19, 2018 | Deed of Trust, Mortgage · Line of Credit LUANA SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2022 · Amount on File |
| Deed Sale | Jun 20, 2022 · Amount on File |
| Prior Sale | Oct 14, 2013 · Amount on File |
| Deed Document Number | 202250700 |
| Deed Book / Page | 19160 / 890 |
| Prior Transfer Date | Jan 7, 2014 |
| Prior Transfer Doc | 0000055353 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 20, 2022 |
| Property Address | 3107 3RD ST, DES MOINES, IA 50313-4307 |
| Document Number | 0000050700 |
| Book / Page | 19160 / 890 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 2022-00050700 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3107 3RD ST, DES MOINES, IA 50313-4307 |
| Document Number | 0000050702 |
|---|---|
| Date | Jun 20, 2022 |
| Instrument | 2022-00050702 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3107 3RD ST, DES MOINES, IA 50313-4307 |
| Document Number | 0000006313 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5737 NE 17TH ST DES MOINES IA 503131617, DES MOINES, IA 50313-1617 |
| Document Number | 0000006313 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 017009/000805 |
| Instrument | 6313 |
| Name | LUANA SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | LUANA, IA 52156-0068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $174,300 Land $29,100 Building $145,200 | $174,300 Land $29,100 Building $145,200 | |
| 2024 | $3,032.00 | ||
| 2023 | $154,100 Land $25,200 Building $128,900 | $154,100 Land $25,200 Building $128,900 | |
| 2020 | $3,520.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3107 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3107 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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