3107 13th Ave, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3107 13th Ave, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,170 sqft · built 1925
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jul 2025)
Tax Bill	$539 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168B S 010`

Property Details

APN / Parcel Number

Primary APN	`168B S 010`
Alternative APN	`0000108312`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1972
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000108312
Street Address	3107 13TH AVE
City	CHATTANOOGA
State	TN
Zip	37407-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 368 BLK 33 E LAKE MISSION RIDGE LD CO PV 2 PG 25
Legal Subdivision	EAST LAKE MISSION RI
Legal Block	33
Legal Lot Number	368
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3023
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3107 13th Ave is owned and occupied by an individual who bought it in July 2025.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	Individual Name on File
Mailing Address	3107 13TH AVE, CHATTANOOGA, TN 37407-1808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Mar 23, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRSTBANK
Jan 28, 2022	Warranty Deed, Transfer RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on File
Deed Sale	Jul 16, 2025 · Amount on File
Prior Sale	Jan 28, 2022 · Amount on File
Deed Document Number	2025135
Deed Book / Page	13983 / 861
Prior Transfer Date	Mar 22, 2023
Prior Transfer Doc	0000000045
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 16, 2025
Property Address	3107 13TH AVE, CHATTANOOGA, TN 37407-1808
Document Number	0000000135
Book / Page	13983 / 861
Map Reference	MB 2 PG 25
Instrument Date	Jul 15, 2025
Instrument	2025071600135
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3107 13TH AVE, CHATTANOOGA, TN 37407-1808

Mortgage

Document Number	0013983865
Date	Jul 16, 2025
Instrument	13983/865

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 23, 2023
Property Address	3107 13TH AVE, CHATTANOOGA, TN 37407-1808
Document Number	0000000045
Book / Page	13244 / 227
Map Reference	MB 2 PG 25
Instrument Date	Mar 22, 2023
Instrument	2023032300045
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 VREELAND ST, CHATTANOOGA, TN 37415-6436

Mortgage

Document Number	0132440229
Date	Mar 23, 2023
Instrument	13244-0229

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 22, 2028

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 28, 2022
Property Address	3107 13TH AVE, CHATTANOOGA, TN 37407-1808
Document Number	0000000109
Book / Page	12825 / 630
Map Reference	MB 2 PG 25
Instrument Date	Jan 21, 2022
Instrument	2022012800109
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$351.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 VREELAND ST, CHATTANOOGA, TN 37415-6436

Tax Assessment & Valuation

The 2025 property tax bill for 3107 13th Ave was $539, up 16.2% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$539.00 (+16.16%)	$35,575 (+71.24%)	$142,300 (+71.24%) Land $30,000 Building $112,300
2024	$464.00	$20,775 (-)	$83,100 (-) Land $10,000 Building $73,100
2023	$464.00 (+54.67%)	$20,775 (+54.75%)	$83,100 (+54.75%) Land $10,000 Building $73,100
2022	$300.00	$13,425	$53,700 Land $10,000 Building $43,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3107 13th Ave in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1998–2011)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3107 13th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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