McHenry County property record for 3106 Springbrook Rd, Crystal Lake, IL 60012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,767 sqft · built 1978 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $408,000 (Aug 2017) |
| Tax Bill | $10,572 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-20-102-001 |
| Primary APN | 14-20-102-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,767 sqft Living Area |
| 1st Floor Area | 1,526 sqft |
| Basement Area | 1,526 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 47,916 sqft (1.1 acres) |
| Lot Dimensions | 300 ft deep x 180 ft wide |
| Garage Type | Attached |
| Garage Area | 932 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 399 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3106 SPRINGBROOK RD |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60012-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0029306 LT 3 BLK 3 CRYSTAL SPRINGS UNIT 1 |
| Legal Subdivision | CRYSTAL SPRINGS UNIT 1 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 870814 |
Source: McHenry County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3106 SPRINGBROOK RD, CRYSTAL LAKE, IL 60012-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC |
| Jan 3, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 26, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Aug 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2017 · Amount on Record |
| Deed Sale | Aug 8, 2017 · Amount on Record |
| Prior Sale | Aug 23, 2007 · Amount on Record |
| Deed Document Number | 201729306 |
| Prior Transfer Date | Dec 20, 2016 |
| Prior Transfer Doc | 0000050828 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3106 SPRINGBROOK RD, CRYSTAL LAKE, IL 60012-1129 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000058223 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021R0058223 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3106 SPRINGBROOK RD, CRYSTAL LAKE, IL 60012-1129 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3106 SPRINGBROOK RD, CRYSTAL LAKE, IL 60012-1129 |
| Document Number | 0000000211 |
|---|---|
| Date | Jan 3, 2024 |
| Instrument | 2024R0000211 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 13, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 26, 2026 |
| Property Address | 3106 SPRINGBROOK RD, CRYSTAL LAKE, IL 60012-1129 |
| Document Number | 0000005090 |
| Map Reference | DOC 687689 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026R0005090 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 3106 SPRINGBROOK RD, CRYSTAL LAKE, IL 60012-1129 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3106 SPRINGBROOK RD, CRYSTAL LAKE, IL 60012-1129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000011803 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 2020R0011803 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate | 3.37% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 8, 2017 |
| Property Address | 3106 SPRINGBROOK RD, CRYSTAL LAKE, IL 60012-1129 |
| Document Number | 0000029306 |
| Map Reference | DOC687689 |
| Instrument Date | Jul 22, 2017 |
| Instrument | 2017R0029306 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $612.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3106 SPRINGBROOK RD, 3106, CRYSTAL LAKE, IL 60012-1129 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3106 SPRINGBROOK RD, CRYSTAL LAKE, IL 60012-1129 |
| Document Number | 0000029307 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 2017R0029307 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Number | 0000029308 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 2017R0029308 |
| Name | SCHAUMBURG BANK & TRUST CO NA |
|---|---|
| Type | Bank |
| Address | ITASCA, IL 60143 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | Monthly |
| Min Rate At Change | 3.99% |
| Max Rate | 20% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $10,572.00 Homeowner's exemption | $151,945 (+16.49%) Land $26,621 Building $125,324 | $455,835 (+16.49%) Land $79,863 Building $375,972 |
| 2022 | Homeowner's exemption | $130,440 Land $25,466 Building $104,974 | $391,320 Land $76,398 Building $314,922 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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