Franklin County property record for 3106 Rose Ln, Zebulon, NC 27597
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,946 sqft · built 1990 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $507,500 (Jun 2024) |
| Tax Bill | $3,034 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2716-87-1602 |
| Primary APN | 2716-87-1602 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,946 sqft Total Area |
| Basement Area | 1,038 sqft |
| Finished Basement | 1,038 sqft |
| Bonus Room | Bonus Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Attached - Finished |
| Garage Area | 650 sqft |
| Porch | Slab |
| Porch Area | 490 sqft |
| Deck Area | 536 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3106 ROSE LN |
|---|---|
| City | ZEBULON |
| State | NC |
| Zip | 27597-9500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FCO R-30 |
| Legal Description | PRF 3 SL 110B DECK/527 SQ FT/NOT SKETCHED IRREGULAR SHAPED |
| Legal Subdivision | STALLINGS CROS I LOT |
| Legal Lot Number | 9 |
| Jurisdiction | FRANKLIN NC |
| Township / Civil Division | DUNN |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 60802 |
Source: Franklin County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3106 ROSE LN, ZEBULON, NC 27597-9500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU |
| Jun 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU |
| May 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on Record |
| Deed Sale | Jun 21, 2024 · Amount on Record |
| Prior Sale | May 5, 2021 · Amount on Record |
| Deed Document Number | 202410089009 |
| Deed Book / Page | 2368 / 951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 3106 ROSE LN, ZEBULON, NC 27597-9500 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0024110652 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 2411/652 |
| Instrument | 10105844 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Recording Date | Jun 21, 2024 |
| Property Address | 3106 ROSE LN, ZEBULON, NC 27597-9500 |
| Document Number | 0023680951 |
| Book / Page | 2368 / 951 |
| Map Reference | FILE 3 SL 110-B |
| Instrument Date | Jun 11, 2024 |
| Instrument | 10089009 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2225 BALLSTON PL, KNIGHTDALE, NC 27545-7478 |
| Name | Verified Name |
|---|---|
| Address | 3106 ROSE LN, ZEBULON, NC 27597-9500 |
| Document Number | 0010089010 |
|---|---|
| Date | Jun 21, 2024 |
| Instrument | 10089010 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Recording Date | May 5, 2021 |
| Property Address | 3106 ROSE LN, ZEBULON, NC 27597-9500 |
| Document Number | 0022531120 |
| Book / Page | 2253 / 1120 |
| Instrument Date | May 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3106 ROSE LN, ZEBULON, NC 27597-9500 |
| Document Number | 0022531122 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 2253/1122 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Franklin County |
| Unified School District | Franklin County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,034.00 (+16.65%) | $483,380 (+70.25%) Land $80,000 Building $403,380 | $483,380 (+70.25%) Land $80,000 Building $403,380 |
| 2023 | $2,601.00 | $283,920 Land $40,000 Building $243,920 | $283,920 Land $40,000 Building $243,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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