3106 Rosco, Laredo, TX 78045 Property Records

Webb County property record for 3106 Rosco, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,988 sqft · built 2010
Lot Size0.141 acres (6,125 sqft)
Owner2 Individual Names on File
Last Sale$233,400 (Sep 2020)
Tax Bill$1,453 (2024)
Deeds & MortgagesApr 2019 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN985-14004-270

Property Details

APN / Parcel Number

Primary APN985-14004-270
Alternative APN
  • 437687

Interior

Stories1 Story
Building Area1,988 sqft Living Area
Gross Area2,388 sqft
1st Floor Area1,988 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,125 sqft (0.141 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area196 sqft

Location & Zoning

Street Address3106 ROSCO
CityLAREDO
StateTX
Zip78045-8950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSHILOH CROSSING, BLOCK 4, LOT 27, PHASE 3
Legal SubdivisionSHILOH CROSSING
Legal Phase3
Legal Block4
Legal Lot Number27
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2004
Census Tract1725

Owner

Source: Webb County records · APN 985-14004-270

Assessment roll updated October 20, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3106 ROSCO, LAREDO, TX 78045-8950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2019Deed of Trust, Mortgage · VA Mortgage
SMI LENDING INC
Sep 01, 2020Intrafamily Transfer, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 01, 2018Vendor's Lien, Transfer · VA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2020 · Amount on Record
Deed SaleSep 01, 2020 · Amount on Record
Prior SaleFeb 01, 2018 · Amount on Record
Deed Document Number20201402949
Deed Book / Page4855 / 709
Prior Transfer DateAug 24, 2020
Prior Transfer Doc004855/709
Record UpdatedJun 08, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3106 ROSCO, LAREDO, TX 78045-8950
Transaction TypeMortgage
Record UpdatedMar 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004582/770
DateApr 15, 2019
Book Page4582/770
Instrument1357922
Lender
NameSMI LENDING INC
TypeLending Institution
AddressDALLAS, TX 75244
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term325 Months
DueMay 01, 2046

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWEBB TX
Recording DateSep 01, 2020
Property Address3106 ROSCO, LAREDO, TX 78045-8950
Document Number004855/709
Book / Page4855 / 709
Map ReferenceVOL 29 PG 7-9
Instrument DateAug 24, 2020
Instrument1402949
Transaction TypeTransfer
Record UpdatedMar 01, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3106 ROSCO, LAREDO, TX 78045-8950

Mortgage

Document Number0001402950
DateSep 01, 2020
Instrument1402950
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

February 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateFeb 01, 2018
Property Address3106 ROSCO, LAREDO, TX 78045-8950
Document Number004363/775
Book / Page4363 / 775
Map ReferenceVOL 29 PG 7-9
Instrument DateJan 31, 2018
Instrument1319466
Transaction TypeTransfer
Record UpdatedMar 01, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3106 ROSCO, LAREDO, TX 78045-8950

Mortgage

Document Number0001319473
DateFeb 01, 2018
Instrument1319473
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$320,425 (+18.12%) Land $85,015 Building $235,410$320,425 (+18.12%) Land $85,015 Building $235,410
2024$1,453.00 (-8.62%)
2023$271,281 Land $71,356 Building $199,925$271,281 Land $71,356 Building $199,925
2022$1,590.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 429 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Rosco

Nearby Streets

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