3106 Palacious Falls Ln, Katy, TX 77449 Property Records

Harris County property record for 3106 Palacious Falls Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,862 sqft · built 2012
Lot Size	0.126 acres (5,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,900 (Jun 2018)
Tax Bill	$5,820 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-181-001-0022`

Property Details

APN / Parcel Number

Primary APN	`132-181-001-0022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,862 sqft Living Area
1st Floor Area	930 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,505 sqft (0.126 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1321810010022
Street Address	3106 PALACIOUS FALLS LN
City	KATY
State	TX
Zip	77449-5392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 22 BLK 1 WATERSTONE SEC 2
Legal Subdivision	WATERSTONE SEC 2
Legal Block	1
Legal Lot Number	22
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3020
Census Tract	542901

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3106 PALACIOUS FALLS LN, KATY, TX 77449-5392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jun 7, 2018	Warranty Deed, Transfer ACADEMY MTG
Apr 3, 2018	Loan Modification, Mortgage WELLS FARGO BK
Aug 16, 2017	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2018 · Amount on Record
Deed Sale	Jun 7, 2018 · Amount on Record
Deed Document Number	2018253243
Prior Transfer Date	Jun 6, 2018
Prior Transfer Doc	0000253243
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3106 PALACIOUS FALLS LN, KATY, TX 77449-5392
Document Number	0000595028
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3106 PALACIOUS FALLS LN KATY TX 774495392, KATY, TX 77449-5392

Mortgage

Document Number	0000595028
Date	Dec 4, 2020
Instrument	595028

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 3, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 7, 2018
Property Address	3106 PALACIOUS FALLS LN, KATY, TX 77449-5392
Document Number	0000253243
Instrument Date	Jun 6, 2018
Instrument	253243
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 PALACIOUS FALLS LN KATY TX 774495392, KATY, TX 77449-5392

Mortgage

Document Number	253244
Date	Jun 7, 2018
Instrument	253244

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2048

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	3106 PALACIOUS FALLS LN, KATY, TX 77449-5392
Document Number	0000171785
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 PALACIOUS FALLS LN KATY TX 774495392, KATY, TX 77449-5392

Mortgage

Document Number	0000171785
Date	Apr 23, 2018
Instrument	171785

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3106 PALACIOUS FALLS LN, KATY, TX 77449-5392
Document Number	0000379785
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3106 PALACIOUS FALLS LN KATY TX 774495392, KATY, TX 77449-5392

Mortgage

Document Number	0000379785
Date	Aug 22, 2017
Instrument	379785

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,809 (-4.35%) Land $54,685 Building $216,124	$270,809 (-4.35%) Land $54,685 Building $216,124
2025	$5,820.00 (+52.08%) Homeowner's exemption	$283,129 (-5.62%) Land $54,685 Building $228,444	$283,129 (-5.62%) Land $54,685 Building $228,444
2024	$3,827.00 (+18.59%)
2023		$300,000 Land $54,685 Building $245,315	$300,000 Land $54,685 Building $245,315
2022	$3,227.00 (-11.69%)
2020	$3,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 287 serves 6,864 people · EPA ID TX1013385
Water Source	Purchased groundwater from HARRIS COUNTY MUD 71
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, Fidium Fiber, Spectrum.

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