3106 Mosley Cir, Chattanooga, TN 37412 Property Records

Hamilton County property record for 3106 Mosley Cir, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1960
Lot Size	0.23 acres (10,032 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Jul 2008)
Tax Bill	$657 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156K K 017`

Property Details

APN / Parcel Number

Primary APN	`156K K 017`
Alternative APN	`0000093167`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1978
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,032 sqft (0.23 acres)
Lot Dimensions	132 ft deep x 76 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000093167
Street Address	3106 MOSLEY CIR
City	CHATTANOOGA
State	TN
Zip	37412-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	0303 11 16 LOT 10 MOSELEY HGTS PB 17 PG 7
Legal Subdivision	MOSELEY HEIGHTS
Legal Lot Number	10
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2000
Census Tract	11900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3106 MOSLEY CIR, CHATTANOOGA, TN 37412-1341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2008 · Amount on Record
Deed Sale	Jul 2, 2008 · Amount on Record
Prior Sale	Mar 25, 2008 · Amount on Record
Deed Document Number	200869
Deed Book / Page	8706 / 271
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3106 MOSLEY CIR, CHATTANOOGA, TN 37412-1341
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY OC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000396
Date	Apr 1, 2024
Book Page	13552/264
Instrument	2024040100396

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3106 MOSLEY CIR, CHATTANOOGA, TN 37412-1341
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000106
Date	Oct 3, 2017
Book Page	11169/840
Instrument	2017100300106

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$657.00 (+8.6%)	$43,350 (+60.26%)	$173,400 (+60.26%) Land $50,000 Building $123,400
2024	$605.00 (-36.45%)	$27,050 (-)	$108,200 (-) Land $40,000 Building $68,200
2023	$952.00	$27,050 (-)	$108,200 (-) Land $40,000 Building $68,200
2022	$952.00	$27,050	$108,200 Land $40,000 Building $68,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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