3106 Lyman St, Duluth, MN 55806 Property Records

St. Louis County property record for 3106 Lyman St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 2017
Lot Size	0.293 acres (12,793 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Aug 2021)
Tax Bill	$1,830 (2026)
Deeds & Mortgages	Aug 2021 Sale Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3130-01200`

Property Details

APN / Parcel Number

Primary APN	`010-3130-01200`
Alternative APN	`1115121`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,064 sqft Gross Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	12,793 sqft (0.293 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1115121
Street Address	3106 LYMAN ST
City	DULUTH
State	MN
Zip	55806-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 & 14 SERIAL #
Legal Subdivision	LYMAN PARK DIV OF DULUTH
Legal Block	6
Legal Lot Number	13-14
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2002
Census Tract	2600

Owner

3106 Lyman St is owned and occupied by an individual who bought it in August 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3106 LYMAN ST, DULUTH, MN 55806-1147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Warranty Deed, Transfer NORTH SHORE TITLE
Feb 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage PROCTOR FEDERAL CU
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROCTOR FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Deed Document Number	20211045297
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 16, 2021
Property Address	3106 LYMAN ST, DULUTH, MN 55806-1147
Document Number	0001045297
Instrument Date	Aug 11, 2021
Instrument	1045297
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Tax	$561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 LYMAN ST, DULUTH, MN 55806-1147

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3106 LYMAN ST, DULUTH, MN 55806-1147
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 LYMAN ST, DULUTH, MN 55806-1147

Mortgage

Document Number	0001036988
Date	Feb 24, 2021
Instrument	1036988

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union
Address	DULUTH, MN 55810

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 8, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3106 LYMAN ST, DULUTH, MN 55806-1147
Document Number	000T992302
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 LYMAN ST DULUTH MN 558061147, DULUTH, MN 55806-1147

Mortgage

Document Number	000T992302
Date	Nov 17, 2017
Instrument	T992302

Lender

Name	PROCTOR FCU
Type	Credit Union
Address	PROCTOR, MN 55810

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 16, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 3106 Lyman St was $1,830 with a homeowner's exemption, up 8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,830.00 (+8.03%) Homeowner's exemption
2025	$1,694.00 (+1.32%) Homeowner's exemption	$165,800 (+9.44%) Land $35,000 Building $130,800	$165,800 (+9.44%) Land $35,000 Building $130,800
2024	$1,672.00	$151,500 Land $42,100 Building $109,400	$151,500 Land $42,100 Building $109,400
2022		$127,100 Land $37,100 Building $90,000	$127,100 Land $37,100 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3106 Lyman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3106 Lyman St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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