3106 Fairfield Way, Montgomery, IL 60538 Property Records

Kane County property record for 3106 Fairfield Way, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,856 sqft · built 2004
Lot Size	0.215 acres (9,377 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Sep 2026)
Tax Bill	$8,361 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-35-360-009`

Property Details

APN / Parcel Number

Primary APN	`14-35-360-009`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,856 sqft Living Area
Gross Area	3,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	9,377 sqft (0.215 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3106 FAIRFIELD WAY
City	MONTGOMERY
State	IL
Zip	60538-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRFIELD WAY UNIT 2 LOT 318
Legal Subdivision	FAIRFIELD WAY
Legal Block	3
Legal Lot Number	318
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	3
Census Block	3000
Census Tract	854508

Owner

3106 Fairfield Way is owned by an individual who bought it in September 2026.

Source: Kane County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2011 FESCUE DR, AURORA, IL 60504-4308
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Feb 23, 2017	Deed of Trust, Mortgage · FHA Mortgage COMPASS MORTGAGE INC
Oct 18, 2019	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Prior Sale	Oct 18, 2019 · Amount on File
Deed Document Number	202640116
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 16, 2026
Property Address	3106 FAIRFIELD WAY, MONTGOMERY, IL 60538-3319
Document Number	0000040116
Instrument Date	Aug 20, 2026
Instrument	202640116
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 FESCUE DR, AURORA, IL 60504-4308

Mortgage

Document Number	0000040118,
Date	Sep 16, 2026
Instrument	202640118

Lender

Name	HOMETOWN EQUITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.88%
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3106 FAIRFIELD WAY, MONTGOMERY, IL 60538-3319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010075
Date	Feb 23, 2017
Instrument	2017K010075

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 18, 2019
Property Address	3106 FAIRFIELD WAY, MONTGOMERY, IL 60538-3319
Document Number	0000049656
Instrument Date	Sep 27, 2019
Instrument	49656
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	650 MANHATTAN CIR OSWEGO IL 605439805, OSWEGO, IL 60543-9805

Mortgage

Document Number	49657
Date	Oct 18, 2019
Instrument	49657

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3106 Fairfield Way was $8,361, up 3% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Montgomery Village
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,361.00 (+2.99%) Homeowner's exemption Disabled Person's exemption	$113,149 (+7.83%) Land $32,870 Building $80,279	$339,583 (+7.83%) Land $98,649 Building $240,933
2024	$8,118.00	$104,933 Land $30,483 Building $74,450	$314,925 Land $91,486 Building $223,439
2022	$7,534.00 (+3.55%) Homeowner's exemption	$83,211 (+5.08%) Land $25,380 Building $57,831	$249,633 (+5.08%) Land $76,140 Building $173,493
2021	$7,276.00 Homeowner's exemption	$79,188 Land $24,153 Building $55,035	$237,564 Land $72,459 Building $165,105

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3106 Fairfield Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3106 Fairfield Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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