3106 E 41st Ct, Des Moines, IA 50317 Property Records

Polk County property record for 3106 E 41st Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,349 sqft · built 1964
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Feb 2024)
Tax Bill	$2,876 (2024)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060/07928-304-000`

Property Details

APN / Parcel Number

Primary APN	`060/07928-304-000`
Alternative APN	`792328177020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,349 sqft Living Area
Gross Area	1,641 sqft
1st Floor Area	849 sqft
Basement Area	792 sqft
Finished Basement	500 sqft
Unfinished Basement	292 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Area	308 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3106 E 41ST CT
City	DES MOINES
State	IA
Zip	50317-5518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 SHERIDAN PARK PLAT NO 7
Legal Subdivision	SHERIDAN PARK PLAT 7
Legal Lot Number	48
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1013
Census Tract	102

Owner

Source: Polk County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3106 E 41ST CT, DES MOINES, IA 50317-5518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 7, 2024	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 2, 2023	Warranty Deed, Transfer · Line of Credit LAB INVESTMENT COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2024 · Amount on File
Deed Sale	Feb 7, 2024 · Amount on File
Prior Sale	Nov 2, 2023 · Amount on File
Deed Document Number	20245885
Deed Book / Page	19714 / 358
Prior Transfer Date	Sep 2, 2009
Prior Transfer Doc	0000020346
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3106 E 41ST CT, DES MOINES, IA 50317-5518
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005887
Date	Feb 7, 2024
Book Page	19714/377
Instrument	2024-00005887

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	3701 ARCO CORPORATE DR STE 200, CHARLOTTE, NC 28273

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2034

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 7, 2024
Property Address	3106 E 41ST CT, DES MOINES, IA 50317-5518
Document Number	0000005885
Book / Page	19714 / 358
Instrument Date	Jan 31, 2024
Instrument	2024-00005885
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount on Record
Tax	$375.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3106 E 41D CT, DES MOINES, IA 50317

Mortgage

Document Number	0000005886
Date	Feb 7, 2024
Instrument	2024-00005886

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Mortgage

Document Number	0000005886
Date	Feb 7, 2024
Book Page	19714/360
Instrument	2024-00005886

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	3701 ARCO CORPORATE DR STE 200, CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 2, 2023
Property Address	3106 E 41ST CT, DES MOINES, IA 50317-5518
Document Number	0000059000
Book / Page	19644 / 387
Instrument Date	Oct 26, 2023
Instrument	2023-00059000
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 E 41ST CT, DES MOINES, IA 50317-5518

Mortgage

Document Number	0000059466
Date	Nov 6, 2023
Book Page	19646/537
Instrument	2023-00059466

Lender

Name	LAB INVESTMENT COMPANY INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$192,900 (+23.1%) Land $40,700 Building $152,200	$192,900 (+23.1%) Land $40,700 Building $152,200
2024	$2,876.00 (+1.05%)
2023		$156,700 Land $35,500 Building $121,200	$156,700 Land $35,500 Building $121,200
2020	$2,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: CenturyLink, Metronet, Verizon.

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