3106 E 1951st Rd, Ottawa, IL 61350 Property Records

LaSalle County property record for 3106 E 1951st Rd, Ottawa, IL 61350 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,088 sqft · built 1973
Lot Size	0.326 acres (14,228 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,722 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-29-319-001`

Property Details

APN / Parcel Number

Primary APN	`14-29-319-001`
Alternative APN	`14-29-384-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,088 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	14,228 sqft (0.326 acres)

Location & Zoning

Street Address	3106 E 1951ST RD
City	OTTAWA
State	IL
Zip	61350-9126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENS ADD TO DAYTON, LTS 1 & 2 BLK 3 SEC 29-34-4
Legal Range	04
Legal Township	34
Legal Section	29
Legal Subdivision	HILANDS GREEN ACRES SUB
Legal Block	3
Legal Lot Number	1-2
Jurisdiction	LASALLE IL
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2093
Census Tract	962200

Owner

Source: LaSalle County records · APN 14-29-319-001

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3106 E 1951ST RD, OTTAWA, IL 61350-9126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	3106 E 1951ST RD, OTTAWA, IL 61350-9126
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202510346
Date	Sep 29, 2025
Instrument	2025-10346

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2045

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2020
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	13.7%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	3106 E 1951ST RD, OTTAWA, IL 61350-9126
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202015805
Date	Oct 15, 2020
Instrument	2020-15805

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Dayton Township
Secondary School District	Ottawa Township High School District 140 (09 - 12)
Elementary School District	Wallace Community Consolidated School District 195 (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,722.00 (+2.21%)	$69,932 (+25.12%) Land $2,545 Building $67,387	$209,796 (+25.12%) Land $7,635 Building $202,161
2024	$4,620.00
2023		$55,894 (+9.09%) Land $2,156 Building $53,738	$167,682 (+9.09%) Land $6,468 Building $161,214
2022		$51,236 Land $1,976 Building $49,260	$153,708 Land $5,928 Building $147,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, LaSalle County (17099C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170999622002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	6 (1993–2019)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2019, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Sep 2008 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E 1951st Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures