Oconee County property record for 3106 Chatham Dr, Seneca, SC 29678
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,161 sqft · built 2024 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $689,000 (Sep 2026) |
| Tax Bill | $10,338 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jan 2024 Construction Loan + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-63-03-032 |
| Primary APN | 520-63-03-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 3,161 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 25,700 sqft (0.59 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 59392 |
|---|---|
| Street Address | 3106 CHATHAM DR |
| City | SENECA |
| State | SC |
| Zip | 29678-1663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 BLOCK B CROSS CREEK |
| Legal Subdivision | PHASE I OF CROSS CREEK PLANTATION |
| Legal Block | B |
| Legal Lot Number | 37 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 30802 |
3106 Chatham Dr is owned and occupied by two individuals who bought it in September 2026.
Source: Oconee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3106 CHATHAM DR, SENECA, SC 29678-1663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed, Transfer · Conventional Mortgage OCONEE FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Jan 30, 2024 | Deed of Trust, Mortgage · Construction Mortgage PINNACLE BANK |
| Sep 16, 2024 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NEW STORY LENDING LLC |
| Dec 20, 2023 | Warranty Deed, Transfer |
| Oct 19, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 10, 2023 | Deed, Transfer |
| May 31, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 15, 2023 | Public Action, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on File |
| Deed Sale | Sep 9, 2026 · Amount on File |
| Prior Sale | Sep 16, 2024 · Amount on File |
| Deed Document Number | 20264029 |
| Deed Book / Page | 4969 / 38 |
| Prior Transfer Date | Oct 10, 2023 |
| Prior Transfer Doc | 0000004645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Sep 9, 2026 |
| Property Address | 3106 CHATHAM DR, SENECA, SC 29678-1663 |
| Document Number | 0000004029 |
| Book / Page | 4969 / 38 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 20264029 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257,479.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3106 CHATHAM DR, SENECA, SC 29678-1663 |
| Document Number | 0000004030, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 20264030 |
| Name | OCONEE FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 3106 CHATHAM DR, SENECA, SC 29678-1663 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000008836 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 4527/185 |
| Instrument | 8836 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | THOMASVILLE, NC 27361 |
| Type | Construction Mortgage |
|---|
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Sep 16, 2024 |
| Property Address | 3106 CHATHAM DR, SENECA, SC 29678-1663 |
| Document Number | 0000003488 |
| Book / Page | 3124 / 44 |
| Map Reference | MB 3018 PG 261 |
| Instrument Date | Sep 4, 2024 |
| Instrument | 3488 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,612.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3106 CHATHAM DR, SENECA, SC 29678-1663 |
| Document Number | 0004599241 |
|---|---|
| Date | Sep 16, 2024 |
| Instrument | 4599/241 |
| Name | NEW STORY LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Dec 20, 2023 |
| Property Address | 3106 CHATHAM DR, SENECA, SC 29678-1663 |
| Document Number | 0000007413 |
| Book / Page | 3018 / 261 |
| Map Reference | MB A-33 PG 1-8 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 7413 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $156.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 852 LOWCOUNTRY BLVD STE 100A, 100A, MOUNT PLEASANT, SC 29464-3067 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Oct 19, 2023 |
| Property Address | 3106 CHATHAM DR, SENECA, SC 29678-1663 |
| Document Number | 0000004645 |
| Book / Page | 2996 / 14 |
| Map Reference | MB A-33 PG 1-8 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 4645 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 325, SENECA, SC 29679-0325 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Oct 10, 2023 |
| Property Address | 3106 CHATHAM DR, SENECA, SC 29678-1663 |
| Document Number | 0000004267 |
| Book / Page | 2992 / 156 |
| Map Reference | MB A-33 PG 1-8 |
| Instrument Date | Oct 9, 2023 |
| Instrument | 4267 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $52.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 325, SENECA, SC 29679-0325 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | May 31, 2023 |
| Property Address | 3106 CHATHAM DR, SENECA, SC 29678-1663 |
| Document Number | 002946/132 |
| Book / Page | 2946 / 132 |
| Map Reference | MB A-33 PG 1-8 |
| Instrument Date | Apr 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 THELMA DR, CASPER, WY 82609-2325 |
| Name | Verified Name |
|---|---|
| Address | 11007 LINK DR, SAN ANTONIO, TX 78213-1540 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Mar 15, 2023 |
| Property Address | 3106 CHATHAM DR, SENECA, SC 29678-1663 |
| Document Number | 0000011848 |
| Book / Page | 2918 / 74 |
| Map Reference | MB A-33 PG 1-8 |
| Instrument Date | Feb 6, 2023 |
| Instrument | 11848 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $3.90 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 301 THELMA DR # 153, CASPER, WY 82609-2325 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3106 Chatham Dr was $10,338.
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Municipality | Seneca City |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,338.00 | $24,470 Land $826 Building $23,644 | $611,740 Land $20,650 Building $591,090 |
| 2023 | $880 (-) Land $880 | $22,000 (-) Land $22,000 | |
| 2022 | $880 Land $880 | $22,000 Land $22,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3106 Chatham Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3106 Chatham Dr is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SENECA serves 39,772 people · EPA ID SC3710002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Vyve Broadband Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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