Lubbock County property record for 3106 78th St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,959 sqft · built 1976 |
| Lot Size | 0.206 acres (8,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $332,500 (Apr 2021) |
| Tax Bill | $4,573 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R129609 |
| Primary APN | R129609 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,959 sqft Living Area |
| Gross Area | 4,465 sqft |
| 1st Floor Area | 2,397 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,975 sqft (0.206 acres) |
| Lot Dimensions | 106 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3106 78TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-1816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MELONIE GARDENS L 171 |
| Legal Subdivision | MELONIE GARDENS |
| Legal Lot Number | 171 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 2102 |
3106 78th St is owned and occupied by two individuals who acquired it in September 2024.
Source: Lubbock County records, as of March 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3106 78TH ST, LUBBOCK, TX 79423-1816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on File |
| Deed Sale | Apr 27, 2021 · Amount on File |
| Deed Document Number | 202120552 |
| Last Transfer Date | Sep 6, 2024 |
| Transfer Doc | 0000036368 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Apr 27, 2021 |
| Property Address | 3106 78TH ST, LUBBOCK, TX 79423-1816 |
| Document Number | 0000020552 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021020552 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | WEST ME TITLE COMPANY, WEST TEXAS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15214 GARETT GREEN CIR, 15214, HOUSTON, TX 77095-2165 |
| Name | Verified Name |
|---|---|
| Address | 3106 78TH ST, LUBBOCK, TX 79423-1816 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020553 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021020553 |
| Name | TEXAS TECH FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 3106 78th St was $4,573, down 7.2% from the year before.
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,573.00 (-7.2%) | $327,094 Land $29,400 Building $297,694 | $327,094 Land $29,400 Building $297,694 |
| 2024 | $4,928.00 (+4.08%) | ||
| 2023 | $4,735.00 (-9.48%) Homeowner's exemption | $304,465 Land $29,400 Building $275,065 | $304,465 Land $29,400 Building $275,065 |
| 2022 | $5,231.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3106 78th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 26 (1983–2010) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Jul 2010 · Hurricane Alex |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3106 78th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Telespan Fixed Wireless | 100 / 40 |
May also be available: Verizon.
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