3106 38th Ave S, Minneapolis, MN 55406 Property Records

Hennepin County property record for 3106 38th Ave S, Minneapolis, MN 55406

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,284 sqft · built 1978
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jun 2026)
Tax Bill	$5,273 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-028-23-21-0188`

Property Details

APN / Parcel Number

Primary APN	`06-028-23-21-0188`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	1,284 sqft
Basement Area	1,284 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	135 ft deep x 58 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3106 38TH AVE S
City	MINNEAPOLIS
State	MN
Zip	55406-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 002 BLOCK 001 A JOHNSON SCHOOL ADDN 58 X 135.07
Legal Range	23
Legal Township	028
Legal Section	06
Legal Quarter	21
Legal Subdivision	JOHNSON SCHOOL ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNEAPOLIS
Census Block Group	3
Census Block	3007
Census Tract	108900

Owner

3106 38th Ave S is owned and occupied by two individuals who bought it in June 2026.

Source: Hennepin County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3106 38TH AVE S, MINNEAPOLIS, MN 55406-2143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Correction Deed TRADEMARK TITLE INC, TRADEMARK TITLE
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Dec 17, 2025	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Nov 3, 2023	Transfer on Death Deed, Transfer
Oct 17, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Dec 17, 2025 · Amount on File
Deed Document Number	202611472282
Prior Transfer Date	Oct 18, 2023
Prior Transfer Doc	0011243042
Record Updated	Sep 20, 2026

July 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 23, 2026
Property Address	3106 38TH AVE S, MINNEAPOLIS, MN 55406-2143
Document Number	0011482086
Instrument Date	Jul 23, 2026
Instrument	202611482086
Record Updated	Aug 31, 2026
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount on Record
Tax	$171.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3106 38TH AVE S, MINNEAPOLIS, MN 55406-2143

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 18, 2026
Property Address	3106 38TH AVE S, MINNEAPOLIS, MN 55406-2143
Document Number	0011472282
Instrument Date	Jun 9, 2026
Instrument	202611472282
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149,379.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3106 38TH AVE S, MINNEAPOLIS, MN 55406-2143

Mortgage

Document Number	0011472283,
Date	Jun 18, 2026
Instrument	202611472283

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 17, 2025
Property Address	3106 38TH AVE S, MINNEAPOLIS, MN 55406-2143
Document Number	0A11427009
Instrument Date	Dec 16, 2025
Instrument	A11427009
Transaction Type	Construction Loan
Record Updated	Jan 2, 2026
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4622 BLAISDELL AVE, MINNEAPOLIS, MN 55419-5503

Mortgage

Document Number	0A11427010
Date	Dec 17, 2025
Instrument	A11427010

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 3, 2023
Property Address	3106 38TH AVE S, MINNEAPOLIS, MN 55406-2143
Document Number	0A11243042
Instrument Date	Oct 18, 2023
Instrument	A11243042
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3106 38TH AVE S, MINNEAPOLIS, MN 55406-2143

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HENNEPIN MN
Recording Date	Oct 17, 2023
Property Address	3106 38TH AVE S, MINNEAPOLIS, MN 55406-2143
Document Number	0A11239938
Instrument Date	Oct 17, 2023
Instrument	A11239938
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 38TH AVE S, MINNEAPOLIS, MN 55406-2143

Tax Assessment & Valuation

The 2025 property tax bill for 3106 38th Ave S was $5,273, up 15.8% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minneapolis City
Unified School District	Minneapolis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,273.00 (+15.84%)	$354,000 (+9.94%) Land $151,000 Building $203,000	$354,000 (+9.94%) Land $151,000 Building $203,000
2024	$4,552.00 (+25.02%)	$322,000 Land $151,000 Building $171,000	$322,000 Land $151,000 Building $171,000
2023	$3,641.00 Homeowner's exemption
2022		$287,000 Land $132,000 Building $155,000	$287,000 Land $132,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3106 38th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3106 38th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minneapolis serves 425,300 people · EPA ID MN1270024
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 941 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
PCs for People Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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