3106 3 Oaks Rd, Cary, IL 60013 Property Records

McHenry County property record for 3106 3 Oaks Rd, Cary, IL 60013

Property Summary

Property TypeCommercial
Details17,576 sqft · built 2005
Lot Size1.99 acres (86,744 sqft)
OwnerCompany Name on Record
Last Sale$1,102,500 (Jun 2014)
Deeds & MortgagesApr 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-11-281-001

Property Details

APN / Parcel Number

Primary APN19-11-281-001

Interior

Stories1 Story
Building Area17,576 sqft

Exterior

Year BuiltBuilt 2005
Lot Area86,744 sqft (1.99 acres)

Location & Zoning

Street Address3106 3 OAKS RD
CityCARY
StateIL
Zip60013-1699
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDOC 2014R0026546 LT 3 WEST LAKE
Legal SubdivisionWEST LAKE
Legal Lot Number3
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1022
Census Tract871304

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2701 W LAWRENCE AVE STE A, A, SPRINGFIELD, IL 62704-7215
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2014 · Amount on Record
Deed SaleJun 27, 2014 · Amount on Record
Prior SaleJun 27, 2014 · Amount on Record
Deed Document Number0000020893
Last Transfer DateAug 11, 2014
Transfer Doc0000026546
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3106 3 OAKS RD, CARY, IL 60013-1699
Transaction TypeMortgage
Record UpdatedApr 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018263
DateApr 5, 2021
Instrument2021R0018263
Lender
NameBANK OF SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62794
Agreement
TypeLine of Credit
AmountAmount Recorded
Term83 Months
DueMar 30, 2028

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$485,848 Land $378,682 Building $107,166$1,457,544 Land $1,136,046 Building $321,498

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2001–2013)
Claims Outside the SFHA4 of 4
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on 3 Oaks Rd

Nearby Streets

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