31054 Edgar Rd, Hanover, VA 23069 Property Records

Caroline County property record for 31054 Edgar Rd, Hanover, VA 23069

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,477 sqft · built 1986
Lot Size	2.28 acres (99,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Oct 2019)
Tax Bill	$1,735 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-3-3A`

Property Details

APN / Parcel Number

Primary APN	`103-3-3A`
Alternative APNs	`0103 3 3A` `10208`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,477 sqft Living Area
Gross Area	2,747 sqft
1st Floor Area	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	99,360 sqft (2.28 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	10208
Street Address	31054 EDGAR RD
City	HANOVER
State	VA
Zip	23069-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	PINEBROOK AC SUBD LOT 3A
Legal Subdivision	PINEBROOK AC SUBD
Legal Lot Number	3A
Jurisdiction	CAROLINE VA
Township / Civil Division	REEDY CHURCH
Census Block Group	1
Census Block	1027
Census Tract	30600

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31054 EDGAR RD, HANOVER, VA 23069-2155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Oct 11, 2019	Grant Deed, Transfer OVM FIN'L
Sep 20, 2019	Deed of Trust, Mortgage · Conventional with PMI OVM FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Jul 2, 2001 · Amount on Record
Deed Document Number	20193650
Deed Book / Page	1352 / 979
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	31054 EDGAR RD, HANOVER, VA 23069-2155
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31054 EDGAR RD, HANOVER, VA 23069-2155

Mortgage

Document Number	1454536
Date	Aug 6, 2021
Book Page	1454/536
Instrument	210004702

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Oct 1, 2049

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE VA
Recording Date	Oct 11, 2019
Property Address	31054 EDGAR RD, HANOVER, VA 23069-2155
Document Number	1352979
Book / Page	001352 / 000979
Instrument Date	Sep 20, 2019
Instrument	3650
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	PRIORITY TITLE COMPANY, PRIORITY TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31054 EDGAR RD HANOVER VA 230692155, HANOVER, VA 23069-2155

Mortgage

Document Number	1352983
Date	Oct 11, 2019
Book Page	001352/000983
Instrument	3651

Lender

Name	OVM FIN'L
Address	CHESAPEAKE, VA 23320

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	31054 EDGAR RD, HANOVER, VA 23069-2155
Document Number	1352983
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31054 EDGAR RD HANOVER VA 230692155, HANOVER, VA 23069-2155

Mortgage

Document Number	1352983
Date	Oct 11, 2019
Book Page	001352/000983
Instrument	3651

Lender

Name	OVM FIN'L
Address	CHESAPEAKE, VA 23320

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,735.00 (-99.25%)	$299,236 Land $57,300 Building $241,936
2025	$230,411.00		$299,236 Land $57,300 Building $241,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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