31050 Island Dr, Gibraltar (Rockwood), MI 48173 Property Records

Wayne County property record for 31050 Island Dr, Gibraltar, MI 48173

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,181 sqft · built 1947
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Jun 2021)
Tax Bill	$10,902 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36 019 01 0054 000`

Property Details

APN / Parcel Number

Primary APN	`36 019 01 0054 000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,181 sqft Living Area
1st Floor Area	920 sqft
Basement Area	854 sqft
Unfinished Basement	854 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Area	1,007 sqft
Parking Spaces	4 Parking Spaces
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	31050 ISLAND DR
City	GIBRALTAR
State	MI
Zip	48173-9549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Description	01F54 T5S LOT 54 HORSE ISLAND SUB PC 54 T5S R10E L44 P34 WCR
Legal Subdivision	HORSE ISLAND
Legal Lot Number	54
Jurisdiction	WAYNE MI
Township / Civil Division	GIBRALTAR
Census Block Group	2
Census Block	2005
Census Tract	597000

Owner

31050 Island Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31050 ISLAND DR, GIBRALTAR, MI 48173-9549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Prior Sale	Oct 21, 2016 · Amount on File
Deed Document Number	2021254106
Deed Book / Page	56807 / 782
Prior Transfer Date	Oct 4, 2016
Prior Transfer Doc	0532970347
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 16, 2021
Property Address	31050 ISLAND DR, GIBRALTAR, MI 48173-9549
Document Number	0568070782
Book / Page	56807 / 782
Map Reference	LB 44 PG 34
Instrument Date	Jun 14, 2021
Instrument	2021254106
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,246.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4674 COTTONWOOD DR, 4674, ANN ARBOR, MI 48108-9782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21050 ISLAND DRIVE, GIBRALTAR, MI 48173

Mortgage

Document Number	56807784
Date	Jun 16, 2021
Instrument	56807/784

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	31050 ISLAND DR, GIBRALTAR, MI 48173-9549
Document Number	0557480348
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31050 ISLAND DR GIBRALTAR MI 481739549, GIBRALTAR, MI 48173-9549

Mortgage

Document Number	0557480348
Date	May 7, 2020
Book Page	055748/000348
Instrument	152596

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 6, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 31050 Island Dr was $10,902 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Gibraltar City
Unified School District	Gibraltar School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,000 (+5.18%)	$520,000 (+5.18%)
2025	$10,902.00 Homeowner's exemption	$247,200	$494,400
2023		$229,900	$459,800
2020	$7,413.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31050 Island Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	251 (1980–2023)
Claims Outside the SFHA	37 of 251
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31050 Island Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIBRALTAR serves 4,997 people · EPA ID MI0002630
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Island Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures