Benton County property record for 3105 Whispering Spring Ave, Springdale, AR 72762
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,619 sqft · built 2015 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Jul 2024) |
| Tax Bill | $4,023 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-02469-000 |
| Primary APN | 21-02469-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,619 sqft Living Area |
| Gross Area | 3,039 sqft |
| 1st Floor Area | 1,266 sqft |
| Upper Floors Area | 1,353 sqft |
| Flooring | Carpet |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 380 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3105 WHISPERING SPRING AVE |
|---|---|
| City | SPRINGDALE |
| State | AR |
| Zip | 72762-5516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 6/11/09 2009 298-300 & AMENDED PLAT 5/23/2013 2013 291-293 |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 22 |
| Legal Subdivision | SPRING HILL SUB PH II-SPRINGDALE |
| Legal Lot Number | 99 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21314 |
Source: Benton County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3105 WHISPERING SPRING AVE, SPRINGDALE, AR 72762-5516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Oct 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Nov 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 7, 2019 | Warranty Deed, Transfer · FHA Mortgage KELLER MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2024 · Amount on Record |
| Deed Sale | Jul 17, 2024 · Amount on Record |
| Prior Sale | Oct 17, 2023 · Amount on Record |
| Deed Document Number | 202437021 |
| Prior Transfer Date | Sep 25, 2015 |
| Prior Transfer Doc | 2015054365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 3105 WHISPERING SPRING AVE, SPRINGDALE, AR 72762-5516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3105 WHISPERING SPRING AVE, SPRINGDALE, AR 72762-5516 |
| Document Number | L202558525 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | L202558525 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 966, CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Oct 17, 2023 |
| Property Address | 3105 WHISPERING SPRING AVE, SPRINGDALE, AR 72762-5516 |
| Document Number | L202354047 |
| Instrument Date | Oct 13, 2023 |
| Instrument | L202354047 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2023 |
| Title Company | NOT AVAILABLE, TITLETECH OF ARKANSAS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,188.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3105 WHISPERING SPRING AVE, SPRINGDALE, AR 72762-5516 |
| Name | Verified Name |
|---|---|
| Address | 207 DEVON GRN, BENTONVILLE, AR 72712-4080 |
| Document Number | L202354048 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | L202354048 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5.7% |
| Max Rate At Change | 9.7% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 3105 WHISPERING SPRING AVE, SPRINGDALE, AR 72762-5516 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3195 WHISPERING SPRING AVE, SPRINGDALE, AR 72762-5516 |
| Document Number | L202273181 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | L202273181 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 1, 2062 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | May 7, 2019 |
| Property Address | 3105 WHISPERING SPRING AVE, SPRINGDALE, AR 72762-5516 |
| Document Number | 0000021968 |
| Instrument Date | May 3, 2019 |
| Instrument | 21968 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2019 |
| Title Company | CITY TITLE AND CLOSING LLC, CITY TITLE & CLOSING LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $773.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3105 WHISPERING SPRING AVE SPRINGDALE AR 727625516, SPRINGDALE, AR 72762-5516 |
| Document Number | 21969 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 21969 |
| Name | KELLER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2049 |
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Springdale City |
| Unified School District | Springdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,023.00 (+0.93%) | $76,499 (-) Land $15,200 Building $61,299 | $382,495 (-) Land $76,000 Building $306,495 |
| 2025 | $3,986.00 (+45.05%) | $76,499 (+48.34%) Land $15,200 Building $61,299 | |
| 2024 | $382,495 (+48.34%) Land $76,000 Building $306,495 | ||
| 2023 | $2,748.00 | $51,570 Land $7,200 Building $44,370 | $257,850 Land $36,000 Building $221,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 71% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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