3105 Wheeling Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3105 Wheeling Dr, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,869 sqft · built 2007
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$568,575 (Aug 2022)
Tax Bill$5,475 (2025)
Deeds & MortgagesAug 2022 Mortgage
Sep 2022 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APNT070500467

Property Details

APN / Parcel Number

Primary APNT070500467
Alternative APN
  • 5-116C-A006-00-002B.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,869 sqft Living Area
Gross Area5,025 sqft
1st Floor Area2,869 sqft
Basement Area1,736 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area20 sqft
Deck AreaDeck Area
Patio Area240 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT070500467
Street Address3105 WHEELING DR
CitySAINT CHARLES
StateMO
Zip63301-2471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLESTOWNE #2 AMEND LOT 2B
Legal SubdivisionCHARLESTOWNE #2
Legal Lot Number2B
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2025
Census Tract310201

Owner

Source: St. Charles County records · APN T070500467

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3105 WHEELING DR, SAINT CHARLES, MO 63301-2471
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Special Warranty Deed, Transfer · Conventional Mortgage
LOWER LLC
Sep 07, 2022Intrafamily Transfer, Transfer
Mar 06, 2019Quit Claim Deed, Transfer
INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Prior SaleOct 19, 2016
Deed Document Number202245937
Prior Transfer DateMar 01, 2019
Prior Transfer Doc0070430804
Record UpdatedJun 08, 2026

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateAug 19, 2022
Property Address3105 WHEELING DR, SAINT CHARLES, MO 63301-2471
Document Number0000045937
Map ReferenceMB 44 PG 131
Instrument DateAug 11, 2022
Instrument2022R-045937
Transaction TypeTransfer
Record UpdatedSep 02, 2022
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8 IVYCREST CT, 8, SAINT CHARLES, MO 63301-4854

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3105 WHEELING DR, SAINT CHARLES, MO 63301-2471

Mortgage

Document Number0000045938
DateAug 19, 2022
Instrument2022R-045938
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateSep 07, 2022
Property Address3105 WHEELING DR, SAINT CHARLES, MO 63301-2471
Document Number0000049405
Map ReferenceMB 44 PG 131
Instrument DateAug 04, 2022
Instrument2022R-049405
Transaction TypeTransfer
Record UpdatedSep 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3713 PHILIP MEADOWS CT, 3713, FLORISSANT, MO 63034-1542

Transferred To (Grantee/Buyer)

NameVerified Name
Address3105 WHEELING DR, SAINT CHARLES, MO 63301-2471

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateMar 06, 2019
Property Address3105 WHEELING DR, SAINT CHARLES, MO 63301-2471
Document Number0070430804
Book / Page007043 / 000804
Instrument DateMar 01, 2019
Instrument98990
Transaction TypeTransfer
Record UpdatedMar 25, 2019
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3105 WHEELING DR ST CHARLES MO 633012471, ST CHARLES, MO 63301-2471

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,475.00 (-1.56%)$84,014 (+1.18%)$442,177 (+1.18%) Land $55,500 Building $386,677
2024$5,562.00
2023$83,036
2022$437,030 Land $50,000 Building $387,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833102012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 81 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimSep 2021, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 467 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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