Cumberland County property record for 3105 Westgate Cv, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1982 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,870 (2026) |
| Deeds & Mortgages | Aug 2020 Line of Credit Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0414-05-8431 |
| Primary APN | 0414-05-8431 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| 1st Floor Area | 1,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 140 ft deep x 82.1 ft wide |
| Porch | Slab |
| Porch Area | 116 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3105 WESTGATE CV |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-1865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | FRIENDSHIP LO:68 SE:02 PL:0048-0006 |
| Legal Subdivision | FRIENDSHIP |
| Legal Block | 5 |
| Legal Lot Number | 68 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | ROCKFISH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1605 |
3105 Westgate Cv is owned and occupied by two individuals who acquired it in January 2017.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3105 WESTGATE CV, HOPE MILLS, NC 28348-1865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jan 30, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2017 |
| Deed Sale | Jan 30, 2017 |
| Deed Document Number | 20173040 |
| Deed Book / Page | 10027 / 578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 3105 WESTGATE CV, HOPE MILLS, NC 28348-1865 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0108470131 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 10847/131 |
| Instrument | 29086 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jan 30, 2017 |
| Property Address | 3105 WESTGATE CV, HOPE MILLS, NC 28348-1865 |
| Document Number | 0100270578 |
| Book / Page | 010027 / 000578 |
| Instrument Date | Jan 23, 2017 |
| Instrument | 3040 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3105 WESTGATE CV HOPE MILLS NC 283481865, HOPE MILLS, NC 28348-1865 |
The 2026 property tax bill for 3105 Westgate Cv was $2,870, up 4.2% from the year before.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Hope Mills Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,870.00 (+4.25%) | ||
| 2025 | $2,753.00 (+61.75%) | $130,730 (+44.76%) Land $25,000 Building $105,730 | $130,730 (+44.76%) Land $25,000 Building $105,730 |
| 2024 | $1,702.00 (+6.11%) | $90,309 (-) Land $13,000 Building $77,309 | $90,309 (-) Land $13,000 Building $77,309 |
| 2023 | $1,604.00 (+3.28%) | $90,309 Land $13,000 Building $77,309 | $90,309 Land $13,000 Building $77,309 |
| 2022 | $1,553.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3105 Westgate Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3105 Westgate Cv is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARDINAL CARE OF HOPE MILLS private · serves 28 people · EPA ID NC0326776 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Also Mapped Here | FAYETTEVILLE PUBLIC WORKS COMM |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2012 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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