3105 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 3105 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,287 sqft · built 1913
Lot Size	0.163 acres (7,112 sqft)
Owner	Individual Name on Record
Last Sale	$82,193 (Nov 2016)
Tax Bill	$2,830 (2026)
Deeds & Mortgages	May 2018 Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-4570-01540`

Property Details

APN / Parcel Number

Primary APN	`010-4570-01540`
Alternative APNs	`1051831` `1157711`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,287 sqft Gross Area
1st Floor Area	572 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	7,112 sqft (0.163 acres)
Garage Area	192 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	140 sqft
Deck Area	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1157711
Street Address	3105 W 3RD ST
City	DULUTH
State	MN
Zip	55806-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 6 AND THAT PART OF LOTS 7 8AND WLY 8 FT OF LOT 9 LYING N OF 3RD ST SERIAL #
Legal Subdivision	WEST PARK DIVISION OF DULUTH
Legal Block	15
Legal Lot Number	6-9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2015
Census Tract	2600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3105 W 3RD ST, DULUTH, MN 55806-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2018	Grant Deed, Transfer SUPERIOR CHOICE CU
Mar 22, 2018	Grant Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2016 · Amount on Record
Deed Sale	Nov 29, 2016 · Amount on Record
Prior Sale	Oct 1, 2009 · Amount on Record
Deed Document Number	2016978998
Prior Transfer Date	Jan 27, 2009
Prior Transfer Doc	0000875459
Record Updated	Sep 20, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 31, 2018
Property Address	3105 W 3RD ST, DULUTH, MN 55806-1705
Document Number	000T998566
Instrument Date	May 31, 2018
Instrument	T998566
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	NORTH SHORE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 N CENTRAL AVE DULUTH MN 558073721, DULUTH, MN 55807-3721

Mortgage

Document Number	T998567
Date	May 31, 2018
Instrument	T998567

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 30, 2033

Interest

Rate	5.75%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 22, 2018
Property Address	3105 W 3RD ST, DULUTH, MN 55806-1705
Document Number	000T996174
Instrument Date	Mar 14, 2018
Instrument	T996174
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$3.30
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,830.00 (+12.66%) Homeowner's exemption
2025	$2,512.00 (+3.63%) Homeowner's exemption	$235,900 (+13.96%) Land $26,500 Building $209,400	$235,900 (+13.96%) Land $26,500 Building $209,400
2024	$2,424.00	$207,000 (+20.07%) Land $31,900 Building $175,100	$207,000 (+20.07%) Land $31,900 Building $175,100
2022		$172,400 Land $28,100 Building $144,300	$172,400 Land $28,100 Building $144,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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