Somerset County and Bernards Township property record for 3105 Valley Rd, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 4,419 sqft · built 2001 |
| Lot Size | 1.58 acres (69,260 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,200,000 (Nov 2007) |
| Tax Bill | $25,217 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-08802-0000-00032 |
| Primary APN | 02-08802-0000-00032 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,419 sqft Living Area |
|---|
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 69,260 sqft |
| Old Parcel Number | 0200182100002902 |
|---|---|
| Street Address | 3105 VALLEY RD |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-2642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | SPRUCE HOLLOW |
| Legal Block | 8802 |
| Legal Lot Number | 32 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 52603 |
3105 Valley Rd is owned and occupied by an individual who acquired it in March 2020.
Source: Somerset County and Bernards Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3105 VALLEY RD, BASKING RIDGE, NJ 07920-2642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 6, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2007 · Amount on File |
| Deed Sale | Nov 27, 2007 · Amount on File |
| Prior Sale | Jan 19, 2001 · Amount on File |
| Deed Document Number | 200767338 |
| Deed Book / Page | 6088 / 440 |
| Last Transfer Date | Mar 6, 2020 |
| Transfer Doc | 0000010039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 3105 VALLEY RD, BASKING RIDGE, NJ 07920-2642 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | AFRM TITLE AND ABSTRACT LLC, AFRM TITLE & ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000020765 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 7326/1950 |
| Instrument | 2021020765 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Mar 6, 2020 |
| Property Address | 3105 VALLEY RD, BASKING RIDGE, NJ 07920-2642 |
| Document Number | 0000010039 |
| Book / Page | 7195 / 390 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 2020010039 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | AFRM TITLE AND ABSTRACT LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3105 VALLEY RD, BASKING RIDGE, NJ 07920-2642 |
| Document Number | 0000010040 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 2020010040 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
The 2025 property tax bill for 3105 Valley Rd was $25,217, up 7.4% from the year before.
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,591,600 (+6.54%) Land $460,800 Building $1,130,800 | $1,591,600 (+6.54%) Land $460,800 Building $1,130,800 | |
| 2025 | $25,217.00 (+7.44%) | $1,493,900 Land $460,800 Building $1,033,100 | $1,493,900 Land $460,800 Building $1,033,100 |
| 2024 | $23,470.00 | ||
| 2023 | $1,220,300 Land $358,700 Building $861,600 | $1,220,300 Land $358,700 Building $861,600 | |
| 2022 | $22,414.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3105 Valley Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2008–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3105 Valley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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