3105 Torrente Dr, Roseville, CA 95747 Property Records

Placer County property record for 3105 Torrente Dr, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Last Sale	$653,500 (Sep 2025)
Tax Bill	$4,356 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`498-400-004-000`

Property Details

APN / Parcel Number

Primary APN	`498-400-004-000`

Exterior

Garage Area	416 sqft

Location & Zoning

Street Address	3105 TORRENTE DR
City	ROSEVILLE
State	CA
Zip	95747-6899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 SIERRA VISTA TORRENTE PHASE 3 MOR GG-48
Legal Subdivision	SIERRA VISTA TORRENTE PHASE 3
Legal Lot Number	4
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2032
Census Tract	21327

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3105 TORRENTE DR, ROSEVILLE, CA 95747-6899
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed, Transfer · Conventional Mortgage NATIONS WHOLESALE LENDING
Oct 27, 2025	Intrafamily Transfer, Transfer
Sep 29, 2025	Grant Deed, Subdivision Related Transfer · Conventional Mortgage NEXERA HOLDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Deed Document Number	202552841
Last Transfer Date	Apr 16, 2026
Transfer Doc	0000022452
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PLACER CA
Recording Date	Apr 21, 2026
Property Address	3105 TORRENTE DR, ROSEVILLE, CA 95747-6899
Document Number	0000022452
Instrument Date	Apr 16, 2026
Instrument	202622452
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3105 TORRENTE DR, ROSEVILLE, CA 95747-6899

Mortgage

Document Number	0000022453,
Date	Apr 21, 2026
Instrument	202622453

Lender

Name	NATIONS WHOLESALE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Oct 27, 2025
Property Address	3105 TORRENTE DR, ROSEVILLE, CA 95747-6899
Document Number	0000058497
Map Reference	MB GG PG 48
Instrument Date	Oct 25, 2025
Instrument	2025-0058497
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3105 TORRENTE DR, ROSEVILLE, CA 95747-6899

September 2025: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 29, 2025
Property Address	3105 TORRENTE DR, ROSEVILLE, CA 95747-6899
Document Number	0000052841
Map Reference	MB GG PG 48
Instrument Date	Jul 2, 2025
Instrument	2025-0052841
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 13, 2025
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3105 TORRENTE DR, ROSEVILLE, CA 95747-6899

Mortgage

Document Number	0000052842
Date	Sep 29, 2025
Instrument	2025-0052842

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Unified School District	Center Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$653,439 (+505.46%) Land $185,000 Building $468,439
2025	$4,356.00 (+15.18%)	$107,924 (+4.04%) Land $107,924
2024	$3,782.00 (+213.08%)
2023	$1,208.00	$103,734 Land $103,734

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Astound Broadband Fixed Wireless	1,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Succeed.Net Fixed Wireless	100 / 50

May also be available: AT&T, T-Mobile.

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