3105 Ripple Ct, Modesto, CA 95355 Property Records

Stanislaus County property record for 3105 Ripple Ct, Modesto, CA 95355 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2005
Square Footage2,391 sqft Living Area
Lot Size7,050 sqft (0.162 acres)
OccupancyOwner Occupied
Last Sale$398,000 (2018)
Tax Bill$7,746.00 (2025)

Owner

Source: Stanislaus County records · APN 077-061-004-000

Assessment roll updated October 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3105 RIPPLE CT, MODESTO, CA 95355-7942
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed, Transfer · Conventional Mortgage
BMO HARRIS BANK
Jul 24, 2026Grant Deed, Transfer
CHICAGO TITLE W, CHICAGO TITLE
Nov 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
LENDERFI INC
Aug 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
LENDERFI INC
Jul 29, 2019Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
LENDERFI
May 31, 2018Grant Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2018 · Amount on Record
Deed SaleMay 31, 2018 · Amount on Record
Prior SaleFeb 28, 2012 · Amount on Record
Deed Doc Number201837364
Last Transfer DateJul 19, 2019
Transfer Doc0000049082
Record RefreshedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionSTANISLAUS CA
Recording DateJul 24, 2026
Property Address3105 RIPPLE CT, MODESTO, CA 95355-7942
Document Number0000040716
Instrument DateJul 23, 2026
Instrument202640716
Transaction TypeTransfer
Record UpdatedAug 04, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3105 RIPPLE CT, MODESTO, CA 95355-7942

Mortgage

Document Number0000040718,
DateJul 24, 2026
Instrument202640718
Lender
NameBMO HARRIS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateJul 24, 2026
Property Address3105 RIPPLE CT, MODESTO, CA 95355-7942
Document Number0000040717
Instrument DateJul 20, 2026
Instrument202640717
Transaction TypeTransfer
Record UpdatedAug 04, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$67,771.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3105 RIPPLE CT, MODESTO, CA 95355-7942

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address3105 RIPPLE CT, MODESTO, CA 95355-7942
Transaction TypeMortgage
Record UpdatedNov 15, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3105 RIPPLE CT, MODESTO, CA 95355-7942

Mortgage

Document Number0000102444
DateNov 02, 2021
Instrument2021-0102444
Lender
NameLENDERFI INC
TypeLending Institution
AddressDELRAY BEACH, FL 33483
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2036

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address3105 RIPPLE CT, MODESTO, CA 95355-7942
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3105 RIPPLE CT, MODESTO, CA 95355-7942

Mortgage

Document Number0000064465
DateAug 27, 2020
Instrument2020-0064465
Lender
NameLENDERFI INC
TypeLending Institution
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANISLAUS CA
Recording DateJul 29, 2019
Property Address3105 RIPPLE CT, MODESTO, CA 95355-7942
Document Number0000049082
Instrument DateJul 29, 2019
Instrument49082
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3105 RIPPLE CT MODESTO CA 953557942, MODESTO, CA 95355-7942

Mortgage

Document Number49083
DateJul 29, 2019
Instrument49083
Lender
NameLENDERFI
TypeFunding / Finance Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 28, 2049

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateMay 31, 2018
Property Address3105 RIPPLE CT, MODESTO, CA 95355-7942
Document Number0000037364
Map ReferenceVOL42 PG45
Instrument DateMay 18, 2018
Instrument2018-0037364
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3105 RIPPLE CT, MODESTO, CA 95355-7942

Mortgage

Document Number0000037365
DateMay 31, 2018
Instrument2018-0037365
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated October 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Secondary School DistrictModesto City High School District (09 - 12)
Elementary School DistrictSylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,746.00 (+3.81%) Homeowner's exemption$452,851 (+4.04%) Land $147,916 Building $304,935
2023$7,462.00 (+3.75%) Homeowner's exemption$435,268 Land $142,173 Building $293,095
2022$7,192.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN077-061-004-000
Alternative APN
  • 0776104000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,391 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood Construction
Lot Area7,050 sqft (0.162 acres)
Parking Spaces3 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address3105 RIPPLE CT
CityMODESTO
StateCA
Zip95355-7942
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKODIAK VILLAGE III BLK 11410 LOT 2
Legal SubdivisionKODIAK VILLAGE 03
Legal Block11410
Legal Lot Number2
JurisdictionSTANISLAUS CA
Minor Civil DivisionMODESTO
Census Blockgroup3
Census Block3014
Census Tract914

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