November 2021: Grant Deed, Subdivision Related Transfer
Document Type
Grant Deed
Jurisdiction
SAN JOAQUIN CA
Recording Date
Nov 3, 2021
Property Address
3105 PROSPECT DR, TRACY, CA 95377-8598
Document Number
0000183986
Map Reference
MB 43 PG 86
Instrument Date
Oct 20, 2021
Instrument
2021-183986
Transaction Type
Subdivision Related Transfer
Record Updated
Jun 7, 2023
Title Company
LENNAR TITLE INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Family Trust
Address
3105 PROSPECT DR, TRACY, CA 95377-8598
Mortgage
Document Number
0000183987
Date
Nov 3, 2021
Instrument
2021-183987
Lender
Name
LENNAR MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2051
Mortgage
Document Number
0000183988
Date
Nov 3, 2021
Instrument
2021-183988
Lender
Name
UNIVERSITY CU
Type
Credit Union
Address
LOS ANGELES, CA 90025
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
Tax Assessment & Valuation
The 2026 property tax bill for 3105 Prospect Dr was $13,925, down 6.5% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
Property Jurisdictions
Type
Name
State
California
County
San Joaquin County
Municipality
Tracy City
Secondary School District
Tracy Unified School District (9-12) (09 - 12)
Elementary School District
Jefferson Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$13,925.00 (-6.52%)
2025
$14,896.00
$966,262Land $127,344Building $838,918
2023
$14,215.00 (+1.91%)
$928,743Land $122,400Building $806,343
$959,850
2022
$13,949.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 3105 Prospect Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
3 (1983–2022)
Claims Outside the SFHA
3 of 3
Most Recent Claim
Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3105 Prospect Dr is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Very High above 90% of the US · above 72% of California
Wildfire Likelihood
1% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source
Surface water
Last State Inspection
Nov 2025
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025