3105 Papermill Rd, Winchester, VA 22601 Property Records

Winchester City property record for 3105 Papermill Rd, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 829 sqft · built 1956
Lot Size	0.306 acres (13,329 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Dec 2022)
Tax Bill	$1,922 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`332-03-30`

Property Details

APN / Parcel Number

Primary APN	`332-03-30`
Alternative APNs	`1960` `2168`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	829 sqft Living Area
1st Floor Area	829 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	178 ft deep x 75 ft wide
Terrain	Rolling
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1960
Street Address	3105 PAPERMILL RD
City	WINCHESTER
State	VA
Zip	22601-4238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	C D DYE SD L-30 W S 3105 PAPERMILL ROAD
Legal Subdivision	C D DYE
Legal Lot Number	30
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	4
Census Block	4005
Census Tract	302

Owner

3105 Papermill Rd is owned and occupied by an individual who bought it in December 2022.

Source: Winchester City records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3105 PAPERMILL RD, WINCHESTER, VA 22601-4238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2022 · Amount on File
Deed Sale	Dec 7, 2022 · Amount on File
Deed Document Number	20222787
Prior Transfer Date	Nov 24, 2010
Prior Transfer Doc	0000002787
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Dec 7, 2022
Property Address	3105 PAPERMILL RD, WINCHESTER, VA 22601-4238
Document Number	0220002787
Map Reference	MB 211 PG 117
Instrument Date	Dec 5, 2022
Instrument	220002787
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3105 PAPERMILL RD, WINCHESTER, VA 22601-4238

Mortgage

Document Number	0220002788
Date	Dec 7, 2022
Instrument	220002788

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 3105 Papermill Rd was $1,922.

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,922.00	$241,700 Land $45,000 Building $196,700
2025	$1,922.00		$241,700 Land $45,000 Building $196,700
2023	$1,782.00 (+21.22%)	$214,700 Land $45,000 Building $169,700	$214,700 Land $45,000 Building $169,700
2022	$1,470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3105 Papermill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1988–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3105 Papermill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20