3105 Ocean Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 3105 Ocean Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,499 sqft · built 2002
Lot Size0.642 acres (27,966 sqft)
OwnerCompany Name on File
Tax Bill$8,383 (2025)
Flood ZoneZone X (minimal risk)
APN6314.14.22.7930000

Property Details

APN / Parcel Number

Primary APN6314.14.22.7930000
Alternative APNs
  • 392856
  • 58731

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,499 sqft Heated Area
Gross Area2,304 sqft
1st Floor Area540 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialVinyl
Foundation TypePile
Roof TypeHip
Roof MaterialMetal
Lot Area27,966 sqft (0.642 acres)
Lot Dimensions375 ft deep x 75 ft wide
View / LotWaterfront / Beach
Garage TypeCarport
CarportCarport
Deck Area4 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number58731
Street Address3105 OCEAN DR
CityEMERALD ISLE
StateNC
Zip28594-6524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL3 EMERALD ISLE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block22
Legal Lot Number3
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1033
Census Tract970903

Owner

3105 Ocean Dr is owned by a company that acquired it in April 2013.

Source: Carteret County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address3105 OCEAN DR, EMERALD ISLE, NC 28594-6524
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2004
Deed SaleDec 28, 2004
Deed Book / Page1089 / 376
Last Transfer DateApr 17, 2013
Transfer Doc0014460387
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3105 Ocean Dr was $8,383.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,258,595 (-) Land $1,385,200 Building $873,395$2,258,595 (-) Land $1,385,200 Building $873,395
2025$8,383.00$2,258,595 Land $1,385,200 Building $873,395$2,258,595 Land $1,385,200 Building $873,395
2023$1,040,113 Land $729,817 Building $310,296$1,040,113 Land $729,817 Building $310,296
2022$5,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3105 Ocean Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3105 Ocean Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocean Dr

Nearby Streets

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