3105 Loren Ln, Costa Mesa, CA 92626 Property Records

Orange County property record for 3105 Loren Ln, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,855 sqft · built 1957
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (May 2018)
Tax Bill	$10,445 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`141-045-21`

Property Details

APN / Parcel Number

Primary APN	`141-045-21`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,855 sqft Living Area
1st Floor Area	1,855 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	6,700 sqft (0.154 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3105 LOREN LN
City	COSTA MESA
State	CA
Zip	92626-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2671 BLK LOT 141
Legal Subdivision	TRACT NO 2671
Legal Tract	2671
Legal Lot Number	141
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1021
Census Tract	63902

Owner

3105 Loren Ln is owned and occupied by two individuals who bought it in May 2018.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3105 LOREN LN, COSTA MESA, CA 92626-2732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 22, 2018	Grant Deed, Transfer · Conventional Mortgage KINECTA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	Jul 16, 2015 · Amount on File
Deed Document Number	2018186521
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3105 LOREN LN, COSTA MESA, CA 92626-2732
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 LOREN LN, COSTA MESA, CA 92626-2732

Mortgage

Document Number	0000026479
Date	Jan 20, 2022
Instrument	2022000026479

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3105 LOREN LN, COSTA MESA, CA 92626-2732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 LOREN LN, COSTA MESA, CA 92626-2732

Mortgage

Document Number	0000638009
Date	Nov 5, 2020
Instrument	2020000638009

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3105 LOREN LN, COSTA MESA, CA 92626-2732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059270
Date	Feb 13, 2020
Instrument	2020000059270

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 22, 2018
Property Address	3105 LOREN LN, COSTA MESA, CA 92626-2732
Document Number	0000186521
Instrument Date	Apr 26, 2018
Instrument	186521
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$863.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3105 LOREN LN COSTA MESA CA 926262732, COSTA MESA, CA 92626-2732

Mortgage

Document Number	186522
Date	May 22, 2018
Instrument	186522

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3105 Loren Ln was $10,445.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$911,057 (+2%) Land $811,112 Building $99,945
2025	$10,445.00	$893,194 Land $795,208 Building $97,986
2023	$9,917.00 (+2.84%)	$858,511 Land $764,329 Building $94,182
2022	$9,643.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3105 Loren Ln in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3105 Loren Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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